On June 16, Oregon’s Division of Financial Regulation (DFR) entered a default order reinstating $287,500 in civil penalties against a collection agency that allegedly breached the terms of an April 2025 consent order by failing to make required installment payments toward the remaining civil penalty. The consent order had resolved allegations that the company operated as a collection agency in Oregon without maintaining a valid registration from January 1, 2021, through May 31, 2022, during which time it allegedly collected approximately $1.6 million from more than 3,000 Oregon consumers on claims owed or claimed to be owed to third-party creditors, in violation of ORS 697.015. Under the April 2025 consent order, the DFR assessed $307,500 in civil penalties and ordered the company to cease and desist from operating without a valid registration. The consent order suspended $247,500 of the penalties for three years, conditioned on the company’s compliance with the consent order’s terms, including payment of the remaining $57,500 in installments of at least $2,500 every 30 days.

According to the default order, the company made seven payments between May and November 2025 but failed to make its eighth payment, due in December 2025, or any subsequent payments, leaving $40,000 in non-suspended penalties unpaid. The default order states that after the company failed to respond or cure the missed payments, the DFR served a proposed order to reinstate the penalties in May. The DFR asserted that the company did not request a hearing, and thus the agency entered the default order, finding the remaining $40,000 in non-suspended penalties and the full $247,500 in suspended penalties immediately due and owing.