On August 5, the FDIC issued its monthly list of nonmember banks recently evaluated for compliance with the CRA. The CRA requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The list covers evaluation ratings that the FDIC assigned to institutions in May 2026. Of the banks examined, 36 received a “Satisfactory” rating and four received a “Needs to Improve” rating. No institution received an “Outstanding” or “Substantial Noncompliance” rating.