On July 30, the OCC released its Community Reinvestment Act (CRA) performance evaluations for 14 national banks, federal savings associations, and insured federal branches of foreign banks, assessing how well these institutions met the credit needs of their communities, including low- and moderate-income neighborhoods. Covering the period from July 1 to July 30, the evaluations assigned ratings of “outstanding,” “satisfactory,” “needs to improve,” or “substantial noncompliance.” Of the institutions evaluated, four received outstanding ratings, while nine were rated as satisfactory, and one received a “needs to improve” rating. None received a substantial noncompliance rating for this period.