On July 9, the FFIEC announced upcoming changes to the Uniform Bank Performance Report (UBPR), directed by its Task Force on Surveillance Systems, standardizing loan category titles across the report’s asset quality pages to correct inconsistencies in titles derived from identical Call Report loan concepts. The FFIEC said the changes affect UBPR presentation nomenclature only and will not alter any underlying ratios or numbers, and that the UBPR’s bulk downloads will not be impacted. The revised titles will apply across several report pages, including removing the word “loans” from most real-estate-secured loan titles as implied and renaming other categories such as construction and land development loans, loans secured by farmland, and loans secured by multifamily residential properties for consistency.

The FFIEC also said it will add a new wholesale funding ratio to the UBPR’s liquidity and funding page, defined as wholesale funding and public funds as a percentage of total assets, which will include deposits from states and political subdivisions held in domestic offices in its numerator, alongside a realignment of several existing ratios on that page. The updates are expected to take effect on or around August 10, and the new ratio will be populated for five quarters until September, when 21 periods of data will become available.