Recently, the OCC announced revisions to the asset-size thresholds that define “small bank or savings association” and “intermediate small bank or savings association” under the CRA regulation. The announcement stated, effective January 1, banks with assets of less than $1.649 billion as of December 31 of either of the prior two calendar years are classified as small banks or savings associations. The agency updated the threshold for institutions to be classified as intermediate small banks or savings associations to those with assets between $412 million and $1.649 billion as of December 31 of both of the prior two calendar years. The OCC, as statutorily required, adjusted these thresholds based on a 2.51 percent increase in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), reflecting the annual change for the period ending November 2025.