On November 5, the FDIC issued its monthly list of state nonmember banks recently evaluated for compliance with the CRA. The CRA requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The list comprises evaluation ratings that the FDIC assigned to 36 institutions in August. Of the banks examined, four received an “Outstanding” rating and 32 received a “Satisfactory” rating. No institution received a “Needs to Improve” or “Substantial Noncompliance” rating.