On August 28, the FDIC issued its schedules for CRA examinations for the fourth quarter of 2026 and the first quarter of 2027. CRA regulations require each federal bank and thrift regulator to publish its quarterly CRA examination schedule at least 30 days before the beginning of each quarter. CRA examinations assess an institution’s record of meeting the credit needs of its community, including low- and moderate-income neighborhoods. The FDIC schedules CRA examinations based on a bank’s asset size and CRA rating. The agency encouraged public comment on the institutions scheduled for examination.