On May 4, the OCC released its Community Reinvestment Act (CRA) performance evaluations for 21 national banks and federal savings associations, assessing how well these institutions met the credit needs of their communities, including low- and moderate-income neighborhoods. Covering the period from April 1 to April 30, the evaluations assigned ratings of “outstanding,” “satisfactory,” “needs to improve,” or “substantial noncompliance.” Of the institutions evaluated, six received outstanding ratings, while 15 were rated as satisfactory. None received a “needs to improve” or “substantial noncompliance” rating for this period.