Maine enacts law restricting medical debt collection
On April 6, Maine Governor Janet Mills signed into law LD 2129, which prohibits medical debt collectors from placing liens on a consumer’s principal residence or garnishing their wages. The law also bars courts from making, executing, or enforcing wage garnishment orders based on medical debt and prohibits the collection of interest that has accumulated on or after the law’s effective date on judgments related to liens or attachments on a debtor’s principal residence. The legislation expands Maine’s medical debt protections beyond LD 558 (covered by InfoBytes here), which was enacted in June 2025, proscribing medical debt reporting to consumer reporting agencies. The law will take effect 90 days after the adjournment of the current legislature’s second regular session.