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OCC releases CRA evaluations for January 2026

February 12, 2026

On February 2, the OCC released its CRA performance evaluations for 29 national banks and federal savings associations, assessing how well these institutions met the credit needs of their communities, including low- and moderate-income neighborhoods. The evaluations, made public for the period of January 1 through January 31, assigned ratings of outstanding, satisfactory, needs to improve, or substantial noncompliance. Of the institutions evaluated, eight received “outstanding” ratings, while 21 were rated as “satisfactory.” No institution received a “needs to improve” or “substantial noncompliance” rating for this period.