On December 15, the CFPB issued a final rule in the Federal Register adjusting the maximum allowable charge for consumer file disclosures under the FCRA, as implemented by Regulation V. The final rule, effective January 1, 2026, stated consumer reporting agencies may charge up to $16 for such disclosures, reflecting a 50-cent increase from the previous year. The adjustment was based on changes in the Consumer Price Index for all Urban Consumers (CPI-U) from 1997 to 2025, as required by statute, and follows the established formula for annual inflation updates.