Back to homepage

FDIC extends compliance date for digital deposit channel and ATM signage requirements

December 5, 2025

On November 25, the FDIC announced it would extend the compliance date for 12 C.F.R. 328.4 and 328.5 under its official signs and advertising rule from March 1, 2026, to January 1, 2027. As previously covered by InfoBytes, the agency had proposed amending the requirements for displaying the FDIC’s official digital sign on bank’s digital deposit-taking channels and ATMs to address issues and consumer confusion. The extension aligned the compliance date with the agency’s pending proposal to further amend the requirements such that institutions are not required to make investments for a March 1, 2026, deadline while additional changes to the underlying rules remain under consideration. The announcement noted the extension does not affect compliance dates for other amendments to subpart A of the rule, which took effect May 1.