On October 3, the FDIC published its list of state nonmember banks evaluated for CRA compliance during July 2025. The CRA requires the FDIC to assess how well banks meet the credit needs of their entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. Of the 72 banks evaluated, 66 received a “satisfactory” rating, two received an “outstanding” rating, and four were rated as “needs to improve.”