FDIC extends compliance date for digital sign regulations
On March 3, the FDIC extended the compliance date for certain amendments to its regulations concerning official signs and advertising requirements. Specifically, the compliance date for the requirements under 12 C.F.R. 328.5, which pertain to the display of the FDIC official digital sign on insured depository institutions’ (IDIs) digital channels, has been extended from May 1, 2025, to March 1, 2026. This extension also applies to analogous requirements related to IDIs’ ATMs and other similar devices under 12 C.F.R. 328.4. The FDIC stated it made this decision to address ongoing implementation concerns and potential consumer confusion regarding these requirements. The delay will provide the FDIC with the opportunity to propose changes to the regulation for public comment. The FDIC also noted this extension does not affect other amendments made by the final rule to subpart A, which still require compliance by May 1.