On February 2, the OCC released its CRA performance evaluations that became public during the month of January. The OCC evaluated 20 entities, including national banks, federal savings associations, and insured federal branches of foreign banks. The OCC used four ratings: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance. Of the 20 evaluations reported by the OCC, 15 entities were rated “Satisfactory,” three entities were rated “Outstanding,” and two entities received a “Needs to Improve.” None of the entities received a “Substantial Noncompliance” rating.