On January 2, the OCC released its CRA performance evaluations that became public during the month of December. The OCC evaluated 16 entities, including national banks, federal savings associations, and insured federal branches of foreign banks. The OCC uses four ratings: Outstanding, Satisfactory, Needs to Improve, and Substantial Noncompliance. Of the 16 evaluations reported by the OCC, 13 entities were rated “Satisfactory,” and three entities were rated “Outstanding.” No evaluated entities received either a “Needs to Improve” or “Substantial Noncompliance” rating.