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CFPB updates applicability dates of its medical debt advisory opinion

December 6, 2024

On November 29, the CFPB updated the applicability date of its advisory opinion on medical debts from December 3 to January 2, 2025. The Bureau posted this notice in the Federal Register updating its advisory opinion “Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt” published on October 4. The Bureau stated this move would allow more time for briefing issues in pending litigation in the U.S. District Court for the District of Columbia. As previously covered by InfoBytes, the advisory opinion addressed the practices surrounding the collection of medical debt but has faced multiple litigation attempts against it (covered here and here).