On August 28, the FHA issued Mortgagee Letter 2020-28, which re-extends the effective date of Mortgagee Letter 2020-05, previously covered  here, here, and here. The re-extension of appraisal guidance in Mortgagee letter 2020-05 is effective immediately for appraisals with an effective date on or before October 31, 2020. The extension of re-verification of employment guidance is effective immediately for cases closed on or before October 31, 2020.