On March 24, the Indiana Secretary of State, Securities Division (Division), issued guidance to loan broker and collection agencies in response to Covid-19, encouraging licensees to instruct their employees to work from home and refrain from any in-person meetings. The guidance reminds licensees that relevant Indiana laws and regulations place no general prohibition on individuals employed by licensees from performing work remotely from their personal residences. A temporary arrangement where an employee works from home during the Covid-19 outbreak does not require licensure as a branch office. Licensees should continue to take any necessary steps to supervise employees working remotely.