On March 18, Missouri’s governor issued Executive Order 20-04, which provides certain departments, including the Department of Commerce and Insurance and the Division of Professional Regulation and its boards, with authority to temporarily waive or suspend the operation of any statutory requirement or administrative rule, upon approval of the Office of the Governor, where strict compliance with such requirements and rules would prevent, hinder, or delay necessary action by the department to respond to Covid-19.  In line with the executive order, the Department of Commerce and Insurance issued guidance to all insurers conducting the business of insurance in Missouri regarding assistance to policy holders impacted by Covid-19.