<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet type='text/xsl' href='https://infobytes.orrick.com/wp-content/plugins/google-sitemap-generator/sitemap.xsl'?><!-- sitemap-generator-url='http://www.arnebrachhold.de' sitemap-generator-version='4.1.21' -->
<!-- generated-on='April 26, 2025 3:35 am' -->
<urlset xmlns:xsi='http://www.w3.org/2001/XMLSchema-instance' xsi:schemaLocation='http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd' xmlns='http://www.sitemaps.org/schemas/sitemap/0.9'>	<url>
		<loc>https://infobytes.orrick.com/2020-06-03/ftc-reaches-settlement-payment-processor/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-03/federal-reserve-board-announces-revised-terms-municipal-liquidity-funds/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-03/indiana-extends-expiration-date-licenses-certificates-and-permits/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/acting-comptroller-brooks-will-focus-responsible-innovation-fintech-charters/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/va-clarifies-property-inspection-requirements-cares-forbearance-cases/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/north-carolina-attorney-general-announces-joint-relief-effort-north-carolinians-facing-covid-19-financial-hardship/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/cfpb-csbs-issue-cares-act-forbearance-guidance/</loc>
		<lastmod>2024-11-18T18:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/hud-will-allow-mortgages-be-endorsed-despite-forbearance/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/cfpb-settles-short-term-lenders-2-million/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/csbs-state-regulators-express-concerns-cfpb-taskforce-rfi/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/federal-agencies-release-host-state-loan-deposit-ratios-2/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/district-court-denies-arbitration-mobile-app-bipa-suit/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/office-inspector-general-issues-statement-coronavirus-oversight-challenges/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/california-ag-finalizes-proposed-ccpa-regulations-requests-expedited-review/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/nevada-financial-institutions-division-advises-collection-agency-licensees-they-may-operate/</loc>
		<lastmod>2024-11-18T18:16:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-04/louisiana-enacts-act-limiting-seizure-consumer-stimulus-payments/</loc>
		<lastmod>2024-11-18T18:16:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/paycheck-protection-program-flexibility-act-2020-provides-more-options-borrowers/</loc>
		<lastmod>2024-11-25T18:02:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/cfpb-updates-reverse-mortgage-servicing-examination-procedures/</loc>
		<lastmod>2024-11-18T18:16:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/fhfa-final-rule-updates-fhlb-housing-goals/</loc>
		<lastmod>2024-11-18T18:16:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/cfpb-issues-libor-transition-materials/</loc>
		<lastmod>2024-11-18T18:16:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/9th-circuit-upholds-tcpa-liability-reassigned-number/</loc>
		<lastmod>2024-11-18T18:16:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/nydfs-and-french-regulator-sign-fintech-mou/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/sec-issues-50-million-whistleblower-award-highest-ever-one-individual/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/new-mexico-issues-order-prohibiting-writs-garnishment-or-writs-execution-consumer-debt/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/minnesota-clarifies-earlier-executive-order-regarding-evictions/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/louisiana-office-financial-institutions-updates-non-depository-emergency-declarations/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/louisiana-office-financial-institutions-issues-declaration-state-chartered-financial-institutions/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-05/louisiana-office-financial-institutions-securities-division-issues-update-operations/</loc>
		<lastmod>2024-11-18T18:16:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/sba-treasury-address-ppp-amendments-rules-and-guidance-forthcoming/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/fed-expands-main-street-lending-program/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/federal-reserve-bank-new-york-updates-faqs-and-forms-relating-loan-facility-program/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/virginia-bureau-financial-institutions-issues-policy-statement-regarding-covid-19/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/west-virginia-division-financial-institutions-extends-remote-working/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/virginia-announces-temporary-moratorium-evictions/</loc>
		<lastmod>2024-11-18T18:16:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-08/dc-law-creates-new-requirements-debt-collection-creditor-reporting-and-mortgage-servicing-during-covid-19-pandemic/</loc>
		<lastmod>2024-11-18T18:16:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/ofac-publishes-syria-related-sanctions-regulations/</loc>
		<lastmod>2024-11-18T18:16:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/ftc-settles-app-developer-coppa-violations/</loc>
		<lastmod>2024-11-18T18:16:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/district-columbia-ag-claims-online-lender-violated-usury-statutes/</loc>
		<lastmod>2024-11-18T18:16:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/state-ags-emphasize-importance-robocall-traceback-work/</loc>
		<lastmod>2024-11-18T18:16:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/district-court-plaintiffs-whose-search-terms-were-disclosed-third-parties-have-standing-under-spokeo/</loc>
		<lastmod>2024-11-18T18:16:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/occ-addresses-technology-advances-rulemaking-issuances/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/ftc-shares-2019-enforcement-report-cfpb/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/nydfs-launches-covid-19-era-fintech-program/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-09/fhfas-calabria-discusses-housing-market-senate-committee/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-10/fannie-and-freddie-issue-covid-related-servicing-updates/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-10/fbi-warns-increased-mobile-banking-cyber-threats/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-10/cftc-extends-no-action-relief-market-participants-light-covid-19/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-10/finra-extends-temporary-changes-its-procedural-rules/</loc>
		<lastmod>2024-11-18T18:16:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/multistate-regulator-group-address-pandemics-effect-financial-infrastructure/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/fhfa-extends-covid-19-origination-flexibilities-july-31/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/ftc-releases-expanded-data-consumer-covid-19-complaints/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/cfpb-outlines-plans-consumer-financial-law-taskforce/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/7th-circuit-holds-recoverable-costs-under-fdcpa-do-not-include-damages-or-compensation-expenses/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/texas-securities-regulator-halts-cryptocurrency-investment-business/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/ofac-updates-faqs-related-iranian-humanitarian-goods-manufacturing/</loc>
		<lastmod>2024-11-18T18:16:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/cftc-awards-6-million-whistleblower-cea-action/</loc>
		<lastmod>2024-11-18T18:16:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/ftc-ohio-ag-reach-86-million-settlement-payment-processor/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/fed-issues-enforcement-action-flood-insurance-violations-2/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/cfpb-releases-trid-factsheet-and-faqs/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/kansas-extends-remote-work-guidance-certain-licensees-2/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/new-york-superintendent-financial-services-issues-order-assist-servicers-affected-covid-19/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/colorado-regulator-reminds-real-estate-businesses-business-restrictions/</loc>
		<lastmod>2024-11-18T18:16:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/new-mexico-extends-authorization-remote-notarization/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-11/michigan-governor-extends-eviction-moratorium/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/senators-say-ppp-loan-forgiveness-application-unnecessarily-burdensome/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/texas-office-consumer-credit-updates-guidance-urging-motor-vehicle-sales-finance-licensees-work-borrowers-6/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/texas-office-consumer-credit-updates-guidance-regulated-lenders-4/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/sba-reduces-felony-look-back-one-year-ppp-applicants/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/sba-codifies-ppp-flexibility-guidance/</loc>
		<lastmod>2024-11-18T18:16:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/ftc-charges-small-business-financing-operation-deceptive-and-unfair-practices/</loc>
		<lastmod>2024-12-02T21:30:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/ftc-settlement-requires-retailer-provide-transaction-records-identity-theft-victims/</loc>
		<lastmod>2024-11-18T18:16:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/3rd-circuit-credit-card-customers-claims-against-retailer-and-national-bank-fail/</loc>
		<lastmod>2024-11-18T18:16:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/7th-circuit-upholds-summary-judgment-favor-debt-collector/</loc>
		<lastmod>2024-11-18T18:16:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/dc-circuit-says-consumer-failed-show-injury-fdcpa-action/</loc>
		<lastmod>2024-11-18T18:16:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/louisiana-allows-financial-institutions-use-e-signatures/</loc>
		<lastmod>2024-11-18T18:16:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/new-york-adopts-language-access-requirements-debt-collectors/</loc>
		<lastmod>2024-11-18T18:16:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/massachusetts-division-banks-issues-guidance-mutual-institutions-annual-meetings/</loc>
		<lastmod>2024-11-18T18:16:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/massachusetts-division-banks-issues-guidance-credit-unions-annual-meetings/</loc>
		<lastmod>2024-11-18T18:16:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-12/new-jersey-bureau-securities-begins-annual-examinations-investment-advisors/</loc>
		<lastmod>2024-11-18T18:16:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-15/sba-reopens-economic-injury-disaster-loans-and-advance-program/</loc>
		<lastmod>2024-11-18T18:16:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-15/fed-proposes-expansion-main-street-lending-program-nonprofit-organizations/</loc>
		<lastmod>2024-11-18T18:16:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-15/main-street-lending-program-opens-lender-registration/</loc>
		<lastmod>2024-11-25T18:25:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/cfpb-issues-cares-act-credit-reporting-faqs/</loc>
		<lastmod>2024-11-18T18:16:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/sec-temporarily-allows-municipalities-sell-securities-banks/</loc>
		<lastmod>2024-11-18T18:16:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/sba-issues-ppp-ez-loan-forgiveness-application/</loc>
		<lastmod>2024-11-18T18:16:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/hud-works-online-search-platform-improve-fha-compliance/</loc>
		<lastmod>2024-11-18T18:16:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/waters-and-meeks-introduce-congressional-review-act-resolution-reverse-occs-cra-rule/</loc>
		<lastmod>2024-11-18T18:16:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/9th-circuit-payday-arbitration-remanded-because-new-california-interest-rate-law/</loc>
		<lastmod>2024-11-18T18:16:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/california-court-appeal-ftc-holder-rule-preempts-state-law-authorizing-recovery-certain-attorney-fees/</loc>
		<lastmod>2024-11-18T18:16:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/federal-reserve-board-resumes-examinations-all-banks/</loc>
		<lastmod>2024-11-18T18:16:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/federal-reserve-boards-secondary-market-corporate-credit-facility-purchase-corporate-bonds/</loc>
		<lastmod>2024-11-25T18:11:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-16/north-carolina-secretary-state-issues-requirements-remote-notarizations/</loc>
		<lastmod>2024-11-18T18:16:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/nydfs-clarifies-final-part-419-mortgage-servicer-compliance/</loc>
		<lastmod>2024-11-18T18:16:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/new-york-enacts-legislation-residential-mortgage-payment-forbearance/</loc>
		<lastmod>2024-11-18T18:16:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/fhfa-fannie-mae-and-freddie-mac-will-extend-foreclosure-and-eviction-moratorium/</loc>
		<lastmod>2024-11-18T18:16:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/fha-extends-foreclosure-and-eviction-moratorium-two-more-months/</loc>
		<lastmod>2024-11-18T18:16:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/va-extends-moratorium-foreclosures-due-continued-impact-covid-19/</loc>
		<lastmod>2024-11-18T18:16:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/new-york-regulator-issues-guidance-state-consumer-credit-reporting-agencies/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/ofac-sanctions-investors-supporting-syrian-government-2/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/new-york-regulator-issues-guidance-state-financial-institutions-regarding-consumer-relief/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/washington-regulator-issues-guidance-financial-performance-representations-franchisors/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-17/occ-bulletin-discusses-preemption-and-covid-19/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/fdic-quarterly-banking-profile-reports-strong-loan-growth-declining-income/</loc>
		<lastmod>2024-11-18T18:16:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/ncua-releases-additional-guidance-credit-unions-serving-hemp-businesses/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/district-court-holds-text-system-not-autodialer-under-7th-circuit-definition/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/ofac-sanctions-nigerian-nationals-involved-business-email-compromise-and-romance-fraud-scheme/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/washington-amends-and-extends-proclamations-regarding-state-emergency-garnishments-and-accrual-interest-2/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/fhfa-adds-new-translated-covid-19-resources-lep-site/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/california-governor-extends-time-period-submit-real-estate-renewal-applications-fees-and-continuing-education-requirements/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/missouri-extends-executive-order-regarding-remote-notary-services/</loc>
		<lastmod>2024-11-18T18:16:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/new-york-department-financial-services-announces-remote-online-testing-insurance-licensing-exams/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-18/nebraska-accept-person-business-filings/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/fed-vice-chairman-discusses-stress-testing-adaptability-due-covid-19-pandemic/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/kraninger-emphasizes-need-fcra-and-cares-act-compliance/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/sbas-lender-match-connects-small-businesses-small-asset-lenders/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/work-home-no-action-position-extended-connecticut-banking-commissioner/</loc>
		<lastmod>2024-11-18T18:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/washington-department-financial-institutions-amends-guidance-state-regulated-and-exempt-residential-mortgage-loan-servicers/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/sec-extends-permission-virtual-fund-board-meetings/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/maryland-department-labor-issues-financial-relief-guide-marylanders/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-19/sba-will-release-names-most-ppp-borrowers/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-20/boston-fed-updates-main-street-lending-program-faqs/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-22/special-alert-cfpb-proposes-changes-qualified-mortgage-definition-delays-expiration-gse-patch-until-final-rule-becomes-effective/</loc>
		<lastmod>2024-11-18T18:16:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-22/fdic-and-occ-mitigate-covid-19-assessment-effects/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-22/idaho-governor-takes-steps-make-covid-19-regulatory-waivers-permanent/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-22/washington-department-financial-institutions-extends-guidance-remote-work-mortgage-loan-originators/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-22/fha-issues-temporary-relief-light-covid-19-challenges/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/cfpb-eases-covid-19-loss-mitigation-rules/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/financial-regulators-issue-examiner-guidance-covid-19/</loc>
		<lastmod>2024-11-18T18:16:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/illinois-regulator-releases-recordings-ppp-loan-forgiveness-application-webinars/</loc>
		<lastmod>2024-11-18T18:16:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/ofac-sanctions-network-supporting-maduro-regime-blocks-two-vessels/</loc>
		<lastmod>2024-11-18T18:16:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/consumer-advocacy-groups-claim-cfpb-taskforce-illegally-chartered/</loc>
		<lastmod>2024-11-18T18:16:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/cfpb-updates-remittance-transfer-small-entity-compliance-guide/</loc>
		<lastmod>2024-11-18T18:16:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/cfpb-launches-pilot-advisory-opinion-program-provide-regulatory-clarity/</loc>
		<lastmod>2024-11-18T18:16:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-23/fdic-adds-flood-insurance-penalty-information-enforcement-manual/</loc>
		<lastmod>2024-11-18T18:16:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/ftc-and-sba-warn-companies-about-misleading-sba-loan-marketing/</loc>
		<lastmod>2024-11-18T18:16:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/csbs-challenges-occs-covid-19-preemption-bulletin/</loc>
		<lastmod>2024-11-18T18:16:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/7th-circuit-dismisses-fdcpa-action-over-interest-accrued-post-write/</loc>
		<lastmod>2024-11-18T18:16:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/new-jersey-supreme-court-holds-state-fiduciary-law-does-not-permit-affirmative-cause-action-against-bank/</loc>
		<lastmod>2024-11-18T18:16:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/us-supreme-court-upholds-secs-disgorgement-authority-limits/</loc>
		<lastmod>2024-11-18T18:16:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/11th-circuit-vacates-punitive-damages-award-against-cra-fcra-violation/</loc>
		<lastmod>2024-11-18T18:16:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/fed-announces-tools-help-payments-industry-classify-fraud/</loc>
		<lastmod>2024-11-18T18:16:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/freddie-mac-modifies-non-depository-sellerservicer-financial-liquidity-requirements/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/fannie-mae-modifies-non-depository-sellerservicer-liquidity-requirements/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-24/michigan-extends-executive-order-regarding-remote-transactions/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-25/sba-updates-ppp-faqs-2/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-25/fed-large-banks-sufficiently-capitalized-covid-19-stress/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-25/community-coalitions-file-complaint-block-occ-cra-final-rule/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-25/lawmakers-urge-hud-and-fhfa-amend-forbearance-policies-reduce-access-mortgage-credit/</loc>
		<lastmod>2024-11-18T18:15:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-25/nevada-governor-issues-emergency-directive-assist-landlords-and-tenants-impacted-covid-19/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/cfpb-settles-contract-deed-companies-credit-reporting-violations/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/occ-national-banks-do-not-need-state-money-transmitter-licenses-exercise-fiduciary-powers/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/cfpb-issues-interpretive-rule-determining-underserved-areas/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/privacy-initiative-makes-california-ballot/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/new-york-ag-settles-debt-relief-company-36-million/</loc>
		<lastmod>2024-11-18T18:15:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/sec-issues-two-separate-whistleblower-awards-totaling-over-800000/</loc>
		<lastmod>2024-11-18T18:15:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/florida-office-financial-regulation-issues-emergency-order-regarding-certain-filing-deadlines/</loc>
		<lastmod>2024-11-18T18:15:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/illinois-reissues-and-extends-several-covid-19-executive-orders-9/</loc>
		<lastmod>2024-11-18T18:15:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/ofac-sanctions-four-iranian-metal-companies/</loc>
		<lastmod>2024-11-18T18:15:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/ofac-sanctions-iranian-ship-captains-delivering-gasoline-venezuela/</loc>
		<lastmod>2024-11-18T18:15:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/nydfs-launches-virtual-currency-initiatives/</loc>
		<lastmod>2024-11-18T18:15:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/sba-again-revises-ppp-rules-felony-convictions/</loc>
		<lastmod>2024-11-18T18:15:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/ffiec-releases-2019-hmda-data/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/colorado-issues-rule-concerning-remote-notarization/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-26/michigan-governor-extends-eviction-moratorium-and-creates-eviction-diversion-program/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/fannie-mae-announces-updated-protections-renters-and-multifamily-property-owners-impacted-covid-19/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/small-business-owners-previously-excluded-ppp-granted-application-extension/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/occ-highlights-key-risks-federal-banking-system-says-compliance-risk-elevated-due-covid-19/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/tennessee-extends-authorization-remote-notarization-through-august-29/</loc>
		<lastmod>2024-11-18T18:15:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/colorado-enacts-bill-limiting-certain-debt-collection-activity/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-29/massachusetts-securities-division-issues-emergency-notice-easing-filing-requirements-securities-filings/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/california-governor-issues-executive-order-extending-previous-relief-orders/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/special-alert-supreme-court-preserves-cfpb-through-severance/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/nydfs-discusses-state-cra-exams-and-covid-19-considerations/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/va-issues-lender-guidance-covid-19/</loc>
		<lastmod>2024-11-18T18:15:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/fed-releases-guidance-de-novo-banks-supervision/</loc>
		<lastmod>2024-11-18T18:15:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/agencies-propose-updates-interagency-questions-and-answers-regarding-flood-insurance/</loc>
		<lastmod>2024-11-18T18:15:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/agencies-finalize-covered-funds-changes-volcker-rule/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/fdic-follows-occ-adopts-final-rule-addressing-madden/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/global-pharmaceutical-companys-current-and-former-subsidiaries-settle-alleged-fcpa-violations-doj/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/new-york-department-financial-services-adopts-emergency-measure-provide-relief-insureds/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/finra-updates-guidance-fingerprinting-requirements/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/fha-issues-mortgagee-letter-extending-guidance-employment-reverification-and-appraisals-3/</loc>
		<lastmod>2024-11-18T18:15:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/oklahoma-regulator-amends-working-home-guidance-2/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/oregon-authorizes-remote-notarizations-through-july-2021/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/delaware-governor-issues-order-modifying-relief-relating-evictions-foreclosures-and-insurance/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/oregon-enacts-bill-providing-payment-deferrals-and-foreclosure-relief/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/oregon-enacts-bill-providing-notarization-relief/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-06-30/oregon-extends-moratorium-evictions-creates-rent-payment-grace-period/</loc>
		<lastmod>2024-11-18T18:15:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-01/agencies-outline-2021-resolution-plan-guidance-largest-banking-organizations/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-01/delaware-announces-joint-effort-foreclosure-and-eviction-prevention/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-01/north-dakota-governor-issues-order-cooperatives-annual-meetings/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-01/fannie-and-freddie-issue-covid-19-related-selling-updates/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/sec-issues-185-million-civil-penalty-unregistered-digital-token-offering/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/new-york-ag-settles-student-debt-relief-defendants/</loc>
		<lastmod>2024-11-18T18:15:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/fed-issues-enforcement-action-flood-insurance-violations/</loc>
		<lastmod>2024-11-18T18:15:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/arrc-releases-updated-fallback-language-event-libor-transition/</loc>
		<lastmod>2024-11-18T18:15:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/fcc-narrows-autodialer-definition/</loc>
		<lastmod>2024-12-02T20:55:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/cfpb-releases-spring-2020-rulemaking-agenda/</loc>
		<lastmod>2024-11-18T18:15:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/9th-circuit-judicial-foreclosure-not-debt-collection-under-fdcpa/</loc>
		<lastmod>2024-11-18T18:15:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/cfpb-announces-e-disclosures-and-hmda-platform-tech-sprints/</loc>
		<lastmod>2024-11-18T18:15:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/house-approves-resolution-reverse-occs-cra-rule/</loc>
		<lastmod>2024-11-18T18:15:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/fincen-outlines-bsa-due-diligence-requirements-hemp-related-businesses/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/occ-issues-new-udapudaap-comptrollers-handbook-booklet/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/online-payday-lender-settles-usury-suit-141-million/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/washington-ag-sues-collection-agency-over-time-barred-debt-settlement-offers/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-02/nydfs-extends-suspension-license-expiration-individual-insurance-producers-2/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-04/ppp-extended-until-august-8/</loc>
		<lastmod>2024-11-18T18:15:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-06/new-york-division-licensing-services-issues-updates-regarding-exams/</loc>
		<lastmod>2024-11-18T18:15:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/fed-releases-cares-act-credit-reporting-mortgage-servicing-examination-procedures/</loc>
		<lastmod>2024-11-18T18:15:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/fincen-advisory-warns-covid-19-scams-and-money-mule-schemes/</loc>
		<lastmod>2024-11-18T18:15:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/cfpbs-semi-annual-report-congress-discusses-covid-19-response/</loc>
		<lastmod>2024-11-18T18:15:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/hawaii-regulator-extends-guidance-permitting-licensees-reduce-office-hours-temporarily-close-offices/</loc>
		<lastmod>2024-11-18T18:15:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/district-columbia-amends-law-relating-emergency-credit-alerts-during-covid-19/</loc>
		<lastmod>2024-11-18T18:15:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/state-issues-covid-19-district-columbia-consumer-credit-credit-report-consumer-finance/</loc>
		<lastmod>2024-11-18T18:15:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-07/arizona-supreme-court-requires-cares-act-attestations-eviction-proceedings/</loc>
		<lastmod>2024-11-18T18:15:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/doj-settles-maryland-car-dealership-ecoa-violations/</loc>
		<lastmod>2024-11-18T18:15:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/cfpb-and-occ-host-innovation-office-hours/</loc>
		<lastmod>2024-11-18T18:15:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/ffiec-addresses-libor-transition/</loc>
		<lastmod>2024-11-18T18:15:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/cfpb-issues-proposed-rule-regulation-z-hpml-escrow-exemptions/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/3rd-circuit-filed-rate-doctrine-precludes-borrowers-fraud-claims/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/pharmaceutical-company-settles-fcpa-related-bribery-charges-sec/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/kansas-issues-executive-order-regarding-vehicle-registration/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/fha-expands-covid-19-loss-mitigation-options-2/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-08/federal-reserve-announces-temporary-revisions-capital-assessment-and-stress-testing-reports/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/fhfa-extends-covid-19-origination-flexibilities-august-31/</loc>
		<lastmod>2024-11-18T18:15:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-announces-consumer-financial-protection-week/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/sba-releases-ppp-borrower-information/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/fed-enforcement-action-targets-flood-insurance/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-sues-company-marketing-high-yield-cds/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-ratifies-prior-regulatory-actions-wake-seila-law/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-repeals-payday-rules-ability-pay-provisions/</loc>
		<lastmod>2024-11-18T18:15:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/4th-circuit-holds-fdcpas-limitation-period-restarts-each-new-violation/</loc>
		<lastmod>2024-11-18T18:15:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/supreme-court-keeps-tcpa-severs-government-debt-exception-unconstitutional/</loc>
		<lastmod>2024-11-18T18:15:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/district-court-dismisses-false-claims-act-suit-dojs-request/</loc>
		<lastmod>2024-11-18T18:15:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/district-court-preliminarily-approves-68-million-tcpa-settlement/</loc>
		<lastmod>2024-11-18T18:15:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-seeking-innovation-adverse-action-notices-when-using-artificial-intelligence/</loc>
		<lastmod>2024-11-18T18:15:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/ofac-revokes-venezuela-related-general-license/</loc>
		<lastmod>2024-11-18T18:15:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/ofac-settles-global-e-commerce-digital-service-provider-over-multiple-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:15:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-settles-claims-debt-relief-executive/</loc>
		<lastmod>2024-11-18T18:15:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/cfpb-proposes-settlement-student-debt-relief-operation/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/michigan-regulator-announces-annual-regulatory-assessment-invoices-have-been-emailed-insurers/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-09/pennsylvania-governor-issues-order-staying-certain-foreclosure-and-eviction-actions/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/supreme-court-review-fhfa-structure-ftc-restitution-and-tcpa-autodialing/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/senators-introduce-e-sign-modernization-bill/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/oklahoma-amends-order-providing-emergency-relief/</loc>
		<lastmod>2024-11-18T18:15:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/minnesota-commerce-department-issues-guidance-related-temporary-resident-insurance-producer-licenses/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/vermont-department-financial-regulation-issues-alert-regarding-mortgage-assistance-program/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/california-department-business-oversight-will-monitor-licensees-compliance-face-covering-guidance/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-10/pennsylvania-governor-authorizes-state-agencies-conduct-remote-administrative-proceedings/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-11/sba-completes-20-billion-funding-eidl-advance-program/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-12/colorado-amends-and-extends-executive-order-relating-evictions-2/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-13/doj-and-sec-release-second-edition-fcpa-resource-guide/</loc>
		<lastmod>2024-11-18T18:15:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-13/sba-updates-guidance-collecting-ppp-lender-processing-fees/</loc>
		<lastmod>2024-11-18T18:15:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-13/california-ag-publishes-ccpa-faqs/</loc>
		<lastmod>2024-11-18T18:15:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-13/connecticut-governor-authorizes-creation-temporary-mortgage-and-rental-assistance-programs/</loc>
		<lastmod>2024-11-18T18:15:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-13/indiana-provides-broker-dealers-relief-branch-examination-regulation/</loc>
		<lastmod>2024-11-18T18:15:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-14/minnesota-issues-executive-order-modifying-suspensions-evictions-and-writs-recovery-and-requesting-foreclosure-moratorium/</loc>
		<lastmod>2024-11-18T18:15:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-14/nevada-attorney-general-releases-spanish-translation-covid-19-lease-addendum-and-promissory-note/</loc>
		<lastmod>2024-11-18T18:15:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-14/new-york-governor-announces-new-covid-19-rental-assistance-program/</loc>
		<lastmod>2024-11-18T18:15:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/occ-launches-project-reach-help-underserved-populations-access-capital-and-credit/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/district-court-allows-data-breach-claim-proceed-against-national-credit-reporting-agency/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/louisiana-requires-licensing-virtual-currency-businesses/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/missouri-amends-mortgage-broker-licensing-requirements/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/ofac-sanctions-persons-human-rights-violations-chinas-xinjiang-region/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/maryland-commissioner-financial-regulation-issues-advisories-customer-identification-depository-and-non-depository-institutions/</loc>
		<lastmod>2024-11-18T18:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/washington-division-consumer-services-continues-waiver-and-reduction-certain-consumer-loan-act-fees/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/fannie-mae-updates-lender-letter-2020-02-address-impact-covid-19-disbursing-insurance-loss-proceeds-and-hamp-incentives/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-15/fannie-mae-updates-lender-letter-2020-07-covid-19-payment-deferrals/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/cfpb-reports-debt-settlement-and-credit-counseling/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/cfpb-takes-action-against-student-debt-relief-operation/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/ftc-launches-military-consumer-data-tool/</loc>
		<lastmod>2024-11-18T18:15:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/cfpb-consumer-financial-protection-week-roundup/</loc>
		<lastmod>2024-11-18T18:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/fha-proposes-revisions-single-family-servicing-policies/</loc>
		<lastmod>2024-11-18T18:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/3rd-circuit-arbitration-clause-limiting-borrowers-statutory-rights-unenforceable/</loc>
		<lastmod>2024-11-18T18:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/fincen-updates-fatf-identified-jurisdictions-amlcft-deficiencies-2/</loc>
		<lastmod>2024-11-18T18:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/ofac-issues-amended-venezuela-related-general-license-and-faq-3/</loc>
		<lastmod>2024-11-18T18:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/sec-issues-38-million-whistleblower-award/</loc>
		<lastmod>2024-11-18T18:15:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/cfpb-releases-updated-covid-19-consumer-complaints-bulletin/</loc>
		<lastmod>2024-11-18T18:15:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/house-hearing-mortgage-servicers-implementation-cares-act/</loc>
		<lastmod>2024-11-18T18:15:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/south-dakota-requires-mortgage-licensees-register-branches/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/district-court-denies-interlocutory-appeal-request-escrow-interest-action/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/9th-circuit-fcra-claim-cannot-prevail-without-first-providing-notice-disputed-information/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/special-alert-cfpb-takes-first-ever-agency-redlining-action-against-nonbank-lender/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/colorado-amends-and-extends-executive-order-relating-evictions/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-16/court-justice-european-union-invalidates-eu-us-privacy-shield-standard-contractual-clauses-survive-now/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/ofac-issues-sanctions-supporting-russian-financier/</loc>
		<lastmod>2024-11-18T18:15:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/terrorist-financing-targeting-center-designates-isis-affiliated-financial-facilitators-and-money-services-businesses/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/fed-extends-temporary-exception-allow-bank-insiders-access-ppp/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/fannie-and-freddie-announce-new-disaster-payment-deferral/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/eu-us-forum-studies-implications-covid-19-financial-stability/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/texas-office-consumer-credit-commissioner-extends-regulated-lender-advisory/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/texas-office-consumer-credit-updates-guidance-urging-motor-vehicle-sales-finance-licensees-work-borrowers-5/</loc>
		<lastmod>2024-11-18T18:15:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/colorado-updates-guidance-critical-financial-institutions-reflect-recent-executive-order-july-17-colorado-updated-its-safer-home-guidance-critical-financial-institutions-during/</loc>
		<lastmod>2024-11-18T18:15:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-17/fed-expands-mslp-nonprofits/</loc>
		<lastmod>2024-11-18T18:15:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-19/colorado-governor-permits-further-extensions-money-transmitter-and-real-estate-broker-licenses/</loc>
		<lastmod>2024-11-18T18:15:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-20/colorado-regulator-updates-guidance-real-estate-businesses-new-mask-requirements-2/</loc>
		<lastmod>2024-11-18T18:15:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/fed-holds-line-2021-payment-services/</loc>
		<lastmod>2024-11-18T18:15:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/fdic-encourages-regulatory-relief-michigan-borrowers-affected-severe-weather/</loc>
		<lastmod>2024-11-27T20:34:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/ftc-florida-issue-tro-against-rate-reduction-operation/</loc>
		<lastmod>2024-11-18T18:15:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/occ-releases-recent-enforcement-actions-6/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/5th-circuit-affirms-arbitration-udaap-action/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/fcc-provides-safe-harbors-blocking-illegal-robocalls/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/fincen-warns-virtual-currency-social-media-scam/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/massachusetts-governor-extends-pause-evictions-and-foreclosures/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/texas-supreme-court-orders-cares-act-certifications-eviction-proceedings/</loc>
		<lastmod>2024-11-18T18:15:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-21/colorado-amends-public-health-order-require-certain-employees-critical-businesses-wear-masks-gloves/</loc>
		<lastmod>2024-11-18T18:15:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/district-court-shuts-down-operation-claiming-debt-relief-students/</loc>
		<lastmod>2024-11-18T18:15:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/fdic-seeks-input-voluntary-certification-innovative-technologies/</loc>
		<lastmod>2024-11-18T18:15:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/cfpb-adjusts-annual-dollar-amount-thresholds-under-tila-regulations/</loc>
		<lastmod>2024-11-18T18:15:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/occ-proposes-true-lender-rule/</loc>
		<lastmod>2024-11-18T18:15:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/foreclosure-relief-operation-ordered-pay-40000-penalty-cfpb-action/</loc>
		<lastmod>2024-11-18T18:15:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/cfpb-approves-new-automatic-savings-program-under-cas-policy/</loc>
		<lastmod>2024-11-18T18:15:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/uae-manufacturer-settles-ofac-doj-charges-apparent-north-korean-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:15:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-22/ofac-sanctions-persons-connected-nicaragua-president-ortega-amends-nicaragua-sanctions-regulations-and-ukraine-related-general-licenses/</loc>
		<lastmod>2024-11-18T18:15:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-23/texas-department-banking-issues-guidance-main-street-lending-program-and-state-lending-limits/</loc>
		<lastmod>2024-11-18T18:15:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-23/small-business-administration-issues-notice-regarding-forgiveness-paycheck-protection-program-loans/</loc>
		<lastmod>2024-11-18T18:15:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-23/federal-reserve-board-expands-counterparties-eligible-transact-facilities/</loc>
		<lastmod>2024-11-18T18:15:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/nydfs-enforces-its-cybersecurity-regulation-first-time/</loc>
		<lastmod>2024-11-26T22:02:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/4th-circuit-affirms-arbitration-clause-waiving-statutory-rights-unenforceable/</loc>
		<lastmod>2024-11-18T18:15:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/district-court-approves-mdl-data-breach-settlement/</loc>
		<lastmod>2024-11-18T18:15:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/9th-circuit-affirms-142-million-settlement-bank-sales-practices-action/</loc>
		<lastmod>2024-11-18T18:15:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/ofac-issues-amended-ukraine-russia-related-faqs/</loc>
		<lastmod>2024-11-18T18:15:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/occ-banks-may-hold-cryptocurrency-customers/</loc>
		<lastmod>2024-11-18T18:15:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/senators-question-occ-fair-lending/</loc>
		<lastmod>2024-11-18T18:15:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/massachusetts-appeals-court-holds-deficiency-debt-notice-should-be-applied-retroactively/</loc>
		<lastmod>2024-11-18T18:15:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/illinois-reissues-and-extends-several-covid-19-executive-orders-8/</loc>
		<lastmod>2024-11-18T18:15:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/washington-governor-issues-proclamation-further-extending-eviction-relief/</loc>
		<lastmod>2024-11-18T18:15:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/louisiana-office-financial-institutions-extends-relief-provided-state-chartered-financial-institutions/</loc>
		<lastmod>2024-11-18T18:15:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/louisiana-office-financial-institutions-extends-emergency-declarations-non-depository-entities/</loc>
		<lastmod>2024-11-18T18:15:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-24/louisiana-office-financial-institutions-securities-division-reissues-update-operations/</loc>
		<lastmod>2024-11-18T18:15:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-25/louisiana-office-financial-institutions-issues-emergency-declaration-notification-filers/</loc>
		<lastmod>2024-11-18T18:15:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-28/fed-extends-several-covid-19-lending-facilities-through-december-31/</loc>
		<lastmod>2024-11-18T18:15:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-28/fha-mortgagee-letter-announces-temporary-guidance-self-employment-and-rental-income-and-flexibility-disbursement-203k-rehabilitation-escrow-account-funds/</loc>
		<lastmod>2024-11-18T18:15:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/kraninger-discusses-semi-annual-report-and-pandemic-response-congressional-hearings/</loc>
		<lastmod>2024-11-18T18:15:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/california-dbo-pandemic-caused-sharp-uptick-consumer-complaints-and-inquiries/</loc>
		<lastmod>2024-11-18T18:15:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/fhfa-postpones-duty-serve-adjustments/</loc>
		<lastmod>2024-11-18T18:15:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/cfpb-settles-two-mortgage-lenders-misleading-va-loan-advertisements/</loc>
		<lastmod>2024-11-18T18:15:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/ftc-takes-action-against-background-check-company-misleading-practices/</loc>
		<lastmod>2024-11-18T18:15:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/hud-unveils-new-rule-replace-2015-affh-rule/</loc>
		<lastmod>2024-11-18T18:15:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/fed-updates-foia-rules-csi/</loc>
		<lastmod>2024-11-18T18:15:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/fdic-finalizes-policy-statement-bank-employment-standards/</loc>
		<lastmod>2024-11-18T18:15:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/cfpb-release-anpr-consumer-access-financial-records/</loc>
		<lastmod>2024-11-18T18:15:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/district-court-enters-139-million-judgment-ftc-robocall-action/</loc>
		<lastmod>2024-11-18T18:15:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/doj-national-bank-settle-fair-housing-act-discrimination-claims/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/state-ags-ask-court-vacate-department-educations-2019-institutional-accountability-regulations/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/ofac-sanctions-individuals-supporting-maduro-regime-2/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/doj-sues-companies-laundering-funds-north-korean-banks/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/finra-fines-firm-failing-follow-its-own-aml-policies-2/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/california-consumer-financial-protection-law-still-pending/</loc>
		<lastmod>2024-11-18T18:15:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/freddie-mac-updates-covid-19-faqs/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/fed-extends-temporary-repurchase-agreement-facility-through-march-2021/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-29/fha-mortgagee-letter-issues-update-effective-date-previous-guidance-self-employment-rental-income/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-30/fincen-warns-covid-19-cybercriminal-activity/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-30/south-carolina-regulator-extends-interim-guidance-mortgage-brokers-permitting-remote-work/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-30/indiana-governor-renews-public-health-disaster-emergency-and-extends-some-executive-orders-issued-march-6-2020/</loc>
		<lastmod>2024-11-18T18:15:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-30/massachusetts-securities-division-extends-emergency-notice-easing-certain-requirements-securities-filings/</loc>
		<lastmod>2024-11-18T18:15:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/3rd-circuit-holds-pennsylvanias-loan-servicing-claims-can-proceed/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/fhfa-extends-policy-allowing-gses-buy-mortgages-forbearance-2/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/secs-new-exam-team-focuses-emerging-threats/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/cftc-awards-9-million-whistleblower/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/ofac-sanctions-investors-supporting-syrian-government/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/ofac-sanctions-isis-financial-facilitators/</loc>
		<lastmod>2024-11-18T18:15:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/ofac-settles-iranian-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/7th-circuit-separately-reporting-multiple-debts-not-violation-fdcpa/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/state-ags-challenge-occs-valid-when-made-rule/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/cfpb-requests-input-ways-prevent-credit-discrimination/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/maryland-secretary-state-provides-updated-guidance-remote-notarizations/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/nevada-extends-directives-promulgated-pursuant-declaration-emergency/</loc>
		<lastmod>2024-11-18T18:15:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-07-31/hud-issues-mortgagee-letter-extending-interim-procedures-relating-fha-section-232-approved-mortgages/</loc>
		<lastmod>2024-11-18T18:15:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-03/ffiec-discusses-additional-covid-19-loan-accommodations/</loc>
		<lastmod>2024-11-18T18:15:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-03/new-jersey-permits-electronic-applications-temporary-resident-insurance-producer-licenses/</loc>
		<lastmod>2024-11-18T18:15:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-04/sba-issues-new-faqs-forgiving-ppp-loans/</loc>
		<lastmod>2024-12-02T20:33:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-04/occ-allows-extensions-cif-withdrawal-period-due-covid-19/</loc>
		<lastmod>2024-11-18T18:15:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/cfpb-updates-hmda-faqs/</loc>
		<lastmod>2024-11-18T18:15:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/6th-circuit-affirms-expansive-autodialer-definition/</loc>
		<lastmod>2024-11-18T18:15:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/consumer-groups-sue-cfpb-over-hmda-threshold-increase/</loc>
		<lastmod>2024-11-18T18:15:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/nydfs-counters-occs-arguments-fintech-charter-challenge-appeal/</loc>
		<lastmod>2024-11-18T18:15:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/massachusetts-ag-requires-debt-buyer-discharge-300k-educational-debt/</loc>
		<lastmod>2024-11-18T18:15:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/finra-fines-firm-alleged-financial-risk-management-failures/</loc>
		<lastmod>2024-11-18T18:15:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/new-york-extends-expiration-date-licenses-issued-division-licensing-services/</loc>
		<lastmod>2024-11-18T18:15:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-05/west-virginia-extends-remote-working-depository-and-non-depository-entities/</loc>
		<lastmod>2024-11-18T18:15:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/states-urge-department-education-protect-federal-student-loans-borrowers-cares-act-deadline-approaches/</loc>
		<lastmod>2024-11-18T18:15:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/ftc-charges-merchant-cash-advance-provider-deceptive-and-unfair-practices/</loc>
		<lastmod>2024-11-18T18:15:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/federal-legislation-would-apply-tila-small-business-financing/</loc>
		<lastmod>2024-11-18T18:15:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/occ-grants-first-national-bank-charter-fintech-company/</loc>
		<lastmod>2024-11-18T18:15:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/csbs-occs-proposed-non-branch-provisions-undermine-dual-banking-system/</loc>
		<lastmod>2024-11-18T18:15:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/fincen-clarifies-customer-due-diligence-faqs/</loc>
		<lastmod>2024-11-18T18:15:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/ofac-sanctions-additional-persons-human-rights-violations-chinas-xinjiang-region/</loc>
		<lastmod>2024-11-18T18:15:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/nydfs-extends-suspension-license-expiration-individual-insurance-producers/</loc>
		<lastmod>2024-11-18T18:15:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-06/fhfa-announces-multifamily-property-owners-forbearance-must-inform-tenants-tenant-protections/</loc>
		<lastmod>2024-11-18T18:15:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/217-million-fcpa-settlement-consumer-lender/</loc>
		<lastmod>2024-11-18T18:15:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/occ-amends-2020-assessment-structure/</loc>
		<lastmod>2024-12-02T20:59:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/ftc-continues-enforce-privacy-shield/</loc>
		<lastmod>2024-11-18T18:15:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/california-dbo-opinion-letters-cover-activities-exempt-mta-licensing/</loc>
		<lastmod>2024-11-18T18:15:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/fdic-grants-exception-requests-certain-deposit-insurance-recordkeeping-requirements/</loc>
		<lastmod>2024-11-18T18:15:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/virginia-supreme-court-grants-temporary-statewide-moratorium-evictions/</loc>
		<lastmod>2024-11-18T18:15:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-07/nevada-governor-signs-bill-allowing-alternative-dispute-resolutions-certain-rental-eviction-cases/</loc>
		<lastmod>2024-11-18T18:15:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-08/president-trump-extends-student-loan-forbearance-program/</loc>
		<lastmod>2024-11-18T18:15:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-10/colorado-extends-executive-order-relating-evictions/</loc>
		<lastmod>2024-11-18T18:15:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-10/pennsylvania-governor-announces-disbursal-small-business-grants-opening-second-funding-round/</loc>
		<lastmod>2024-11-18T18:15:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/arrc-releases-sofr-starter-kit/</loc>
		<lastmod>2024-11-18T18:15:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/us-uk-financial-innovation-partnership-reports-progress-2/</loc>
		<lastmod>2024-11-18T18:15:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/4th-circuit-arbitration-agreement-applies-acquired-company/</loc>
		<lastmod>2024-11-18T18:15:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/new-york-issues-language-access-faqs-debt-collectors/</loc>
		<lastmod>2024-11-18T18:15:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/court-rejects-consumers-respa-claims-against-mortgage-servicer/</loc>
		<lastmod>2024-11-18T18:15:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/federal-reserve-board-announces-revised-pricing-its-municipal-liquidity-facility/</loc>
		<lastmod>2024-11-18T18:15:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-11/nevada-enacts-bill-limiting-civil-liability-businesses-respect-covid-19-transmission-claims/</loc>
		<lastmod>2024-11-18T18:15:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/idaho-department-finance-extends-temporary-work-home-guidance-licensees/</loc>
		<lastmod>2024-11-18T18:15:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/fannie-and-freddie-announce-new-refinance-fee/</loc>
		<lastmod>2024-11-18T18:15:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/sec-urges-firms-impacted-covid-19-review-supervisory-and-compliance-policies/</loc>
		<lastmod>2024-11-18T18:15:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/fed-announces-new-details-fednow-service/</loc>
		<lastmod>2024-11-18T18:15:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/district-court-rescinds-arbitration-order-atm-and-overdraft-fee-case/</loc>
		<lastmod>2024-11-18T18:15:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/2nd-circuit-furnishers-duty-investigate-triggered-only-after-it-receives-notice-dispute-cra/</loc>
		<lastmod>2024-11-18T18:15:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/24-state-attorneys-general-reject-cfpbs-time-barred-debt-proposal/</loc>
		<lastmod>2024-11-18T18:15:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/pennsylvania-settles-third-party-financing-company-resulting-200k-debt-cancellation/</loc>
		<lastmod>2024-11-18T18:15:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/broker-dealer-assessed-38-million-penalties-aml-violations/</loc>
		<lastmod>2024-11-18T18:15:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/bank-settles-overdraft-fee-litigation-75-million/</loc>
		<lastmod>2024-11-18T18:14:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-12/lender-and-owner-pay-125-million-civil-money-penalties-cfpb-administrative-action/</loc>
		<lastmod>2024-11-18T18:14:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-13/cfpb-updates-payday-lending-rule-faqs/</loc>
		<lastmod>2024-11-18T18:14:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-13/sba-issues-new-ppp-faqs-and-clarifies-appeals-process/</loc>
		<lastmod>2024-11-18T18:14:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-13/hawaii-regulator-extends-guidance-permitting-licensees-reduce-office-hours-temporarily-close/</loc>
		<lastmod>2024-11-18T18:14:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-14/scras-lease-protections-expanded-stop-movement-orders/</loc>
		<lastmod>2024-11-18T18:14:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-14/agencies-clarify-bsaaml-enforcement/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-14/11th-circuit-holds-forfeiture-required-money-laundering-even-without-financial-harm/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-14/fannie-mae-issues-covid-19-related-selling-updates/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-17/district-court-lender-does-not-owe-ppp-fees-accountant-without-contract/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-17/kansas-issues-executive-order-temporarily-prohibiting-certain-foreclosures-and-evictions/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/final-ccpa-regulations-approved/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/district-court-applies-occs-valid-when-made-final-rule-raises-true-lender-question/</loc>
		<lastmod>2024-11-18T18:14:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/district-court-dismisses-usury-claim-against-new-york-lender/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/occ-defends-fintech-charter-authority-nydfs-challenge/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/fha-releases-electronic-appraisal-technology-single-family-submissions/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-18/arkansas-securities-department-extends-work-home-guidance/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/district-court-925-million-statutory-damages-award-not-constitutionally-excessive/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/9th-circuit-no-bona-fide-error-defense-when-relying-creditor-provide-information/</loc>
		<lastmod>2024-11-18T18:14:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/texas-state-securities-board-halts-cryptocurrency-debit-card-investment-scheme/</loc>
		<lastmod>2024-11-18T18:14:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/no-enforcement-action-against-investment-advisor-first-fcpa-advisory-opinion-six-years/</loc>
		<lastmod>2024-11-18T18:14:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/senators-question-fhfa-adverse-market-refinance-fee/</loc>
		<lastmod>2024-11-18T18:14:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-19/dc-enacts-law-extending-obligations-debt-collection-credit-reporting-mortgage-servicing-and-evictions-during-covid-19-pandemic/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/special-alert-cfpb-proposes-new-qualified-mortgage-definition-seasoned-qms/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/special-alert-fincen-outlines-approach-bsa-enforcement/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/arrc-releases-transition-guides-arms-private-student-loans-referencing-libor/</loc>
		<lastmod>2024-11-27T20:04:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/district-court-certifies-class-lawsuit-against-unlicensed-debt-collector/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/pennsylvania-supreme-court-says-state-mortgage-law-does-not-apply-retroactively/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/new-york-extends-commercial-foreclosure-restrictions/</loc>
		<lastmod>2024-11-18T18:14:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/texas-office-consumer-credit-updates-guidance-urging-motor-vehicle-sales-finance-licensees-work-borrowers-4/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-20/texas-office-consumer-credit-updates-guidance-regulated-lenders-3/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/illinois-reissues-and-extends-several-covid-19-executive-orders-7/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/department-education-extends-covid-19-student-loan-protections-until-2021/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/final-ccpa-regulations-approved-overview-changes/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/alaska-governor-proposes-expanded-eligibility-small-business-funding/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/maine-governor-launches-grant-program-small-businesses-and-nonprofits/</loc>
		<lastmod>2024-11-18T18:14:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/federal-agencies-and-csbs-hold-webinar-ppp/</loc>
		<lastmod>2024-11-18T18:14:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/doj-initiates-two-scra-actions-auctions-without-court-orders/</loc>
		<lastmod>2024-11-18T18:14:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/connecticut-department-banking-extends-work-home-guidance-licensees-2/</loc>
		<lastmod>2024-11-18T18:14:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/cfpb-reaches-122-million-settlement-national-bank-resolve-overdraft-violations/</loc>
		<lastmod>2024-11-18T18:14:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/pennsylvania-settles-bank-resolve-aggressive-collection-practices/</loc>
		<lastmod>2024-11-18T18:14:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/district-court-bipa-does-not-violate-illinois-constitution/</loc>
		<lastmod>2024-11-18T18:14:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/ofac-sanctions-persons-providing-support-iranian-airline-doj-files-concurrent-criminal-charges/</loc>
		<lastmod>2024-11-18T18:14:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/ofac-sanctions-syrian-government-officials-2/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-21/connecticut-extends-eviction-moratorium/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-24/va-extends-foreclosure-and-eviction-moratorium-borrowers-affected-covid-19/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/cfpb-settles-two-mortgage-companies-over-misleading-va-loan-advertisements/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/occ-approves-bank-use-host-state-interest-rate-credit-cards/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/fdic-proposes-revisions-mdi-statement-policy/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/cfpb-releases-2021-hmda-filing-instructions/</loc>
		<lastmod>2024-11-18T18:14:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/district-court-lifts-litigation-stay-challenge-cfpbs-payday-rule/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/state-ags-challenge-fdics-valid-when-made-rule/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/district-court-preliminarily-approves-650-million-biometric-privacy-class-action-settlement/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-25/agencies-clarify-bsaaml-due-diligence-requirements-politically-exposed-persons/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-26/agencies-finalize-three-pandemic-related-rules/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/senate-investigation-finds-oligarchs-use-art-industry-avoid-sanctions/</loc>
		<lastmod>2024-11-18T18:14:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/cfpb-says-it-track-meet-data-collection-deadlines/</loc>
		<lastmod>2024-11-18T18:14:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/cfpb-moves-enforce-subpoena-against-telemarketer-alleged-credit-repair-operation/</loc>
		<lastmod>2024-11-18T18:14:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/ftc-takes-action-against-debt-collection-schemes/</loc>
		<lastmod>2024-11-18T18:14:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/ftc-proposes-amend-five-fcra-rules-apply-only-auto-dealers/</loc>
		<lastmod>2024-11-18T18:14:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/fdic-hud-announce-disaster-relief-guidance-iowa-california-borrowers/</loc>
		<lastmod>2024-11-27T20:17:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/fhfa-delays-implementation-new-refinance-fee/</loc>
		<lastmod>2024-11-18T18:14:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/cfpb-issues-card-act-rfi/</loc>
		<lastmod>2024-11-18T18:14:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/sba-clarifies-ppp-forgiveness-certain-business-owners-non-payroll-costs/</loc>
		<lastmod>2024-11-18T18:14:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/occ-says-banks-affected-wildfires-and-storms-can-close/</loc>
		<lastmod>2024-11-27T20:25:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/agencies-extend-foreclosure-moratorium-and-other-covid-19-flexibilities/</loc>
		<lastmod>2024-11-18T18:14:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-27/kansas-extends-remote-work-guidance-certain-licensees/</loc>
		<lastmod>2024-11-18T18:14:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-28/fdic-proposes-revisions-its-supervisory-appeals-process/</loc>
		<lastmod>2024-11-18T18:14:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-28/us-issues-warning-north-korean-hackers-targeting-banks-worldwide/</loc>
		<lastmod>2024-11-18T18:14:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-28/fha-issues-mortgagee-letter-extending-guidance-employment-reverification-and-appraisals-2/</loc>
		<lastmod>2024-11-18T18:14:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-31/colorado-regulator-updates-guidance-real-estate-businesses-new-mask-requirements/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-31/california-governor-signs-legislation-providing-tenant-and-landlord-protections/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-08-31/nevada-governor-issues-directive-regarding-evictions/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/fdic-releases-july-enforcement-actions-3/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/arrc-updates-fallback-language-bilateral-business-loans/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/cfpb-releases-more-2019-hmda-data/</loc>
		<lastmod>2024-11-18T18:14:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/fdic-encourages-regulatory-relief-california-borrowers-affected-wildfires/</loc>
		<lastmod>2024-11-27T20:32:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/cfpb-says-it-will-submit-important-research-peer-review/</loc>
		<lastmod>2024-11-18T18:14:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/9th-circuit-affirms-some-oaklands-claims-against-national-bank/</loc>
		<lastmod>2024-11-18T18:14:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/cfpb-denies-companys-petition-set-aside-cid-citing-investigative-authority-broader-enforcement-authority/</loc>
		<lastmod>2024-11-18T18:14:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/california-dbo-addresses-mta-licensing-exemptions/</loc>
		<lastmod>2024-11-18T18:14:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/nutrition-company-settles-doj-sec-fcpa-charges-over-123-million/</loc>
		<lastmod>2024-11-18T18:14:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/south-dakota-extends-work-home-guidance/</loc>
		<lastmod>2024-11-18T18:14:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-01/new-york-regulator-issues-guidance-regulated-mortgage-lenders-and-servicers-regarding-fees/</loc>
		<lastmod>2024-11-18T18:14:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/cfpb-examines-early-effects-covid-19-consumer-credit/</loc>
		<lastmod>2024-11-18T18:14:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/court-backs-ftcs-120-million-settlement-belizean-real-estate-scheme/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/court-approves-settlements-cfpb-student-debt-relief-action/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/trade-groups-amend-payday-rule-complaint/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/massachusetts-ag-sues-auto-lender-deceptive-loans/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/doj-fines-company-circumventing-north-korean-sanctions/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/court-certifies-respa-class/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-02/fannie-and-freddie-update-covid-19-selling-faqs/</loc>
		<lastmod>2024-11-18T18:14:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/sec-issues-two-separate-whistleblower-awards-totaling-over-375-million/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/fincen-reiterates-criminality-unauthorized-sar-disclosures/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/cfpb-asks-9th-circuit-enforce-seila-cid/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/cfpb-settles-three-more-lenders-misleading-va-advertising/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/cfpb-gives-details-e-disclosure-tech-sprint/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/agencies-give-guidance-working-borrowers-affected-hurricane-wildfires/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/cfpb-issues-summer-2020-supervisory-highlights/</loc>
		<lastmod>2024-11-18T18:14:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/nydfs-opposes-occs-true-lender-rule/</loc>
		<lastmod>2024-11-18T18:14:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/hud-finalizes-new-disparate-impact-standard/</loc>
		<lastmod>2024-11-18T18:14:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/ftc-seeks-10-million-settlement-negative-option-billing/</loc>
		<lastmod>2024-11-18T18:14:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-04/occ-updates-oreo-booklet-2/</loc>
		<lastmod>2024-11-18T18:14:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-09/court-allows-certain-auto-loan-claims-proceed/</loc>
		<lastmod>2024-11-18T18:14:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-09/special-alert-californias-new-consumer-financial-protection-law-expands-udaap-and-enforcement-authority/</loc>
		<lastmod>2024-11-18T18:14:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/doj-official-discusses-ppp-fraud-enforcement/</loc>
		<lastmod>2024-11-18T18:14:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/fha-issues-underwriting-guidelines-prior-forbearances/</loc>
		<lastmod>2024-11-18T18:14:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/ftc-settles-auto-dealers-falsifying-consumer-financial-documents/</loc>
		<lastmod>2024-11-18T18:14:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/nydfs-issues-guidance-mortgage-registration-fees/</loc>
		<lastmod>2024-11-18T18:14:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/california-dbo-investigates-auto-title-lender-over-out-state-bank-partnership/</loc>
		<lastmod>2024-11-18T18:14:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/ofac-sanctions-entities-providing-support-iranian-petrochemical-company/</loc>
		<lastmod>2024-11-18T18:14:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/ofac-sanctions-officials-supporting-maduro-regime/</loc>
		<lastmod>2024-11-18T18:14:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/treasury-delaware-sign-mou-strengthen-sanctions-related-information-sharing/</loc>
		<lastmod>2024-11-18T18:14:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-10/kansas-extends-orders-relating-covid-19-pandemic/</loc>
		<lastmod>2024-11-18T18:14:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/cfpb-and-new-york-ag-take-action-against-debt-collection-operation/</loc>
		<lastmod>2024-11-18T18:14:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/va-encourages-mortgage-relief-after-hurricane-laura/</loc>
		<lastmod>2024-11-18T18:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/cfpb-alleges-debt-collection-debt-buying-companies-violated-2015-consent-order/</loc>
		<lastmod>2024-11-18T18:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/house-hearing-addresses-diversity-and-inclusion-accountability/</loc>
		<lastmod>2024-11-18T18:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/georgia-adds-installment-lender-and-branch-approval-licenses-nmls/</loc>
		<lastmod>2024-11-18T18:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/ofac-sanctions-hizballah-associated-former-lebanese-ministers/</loc>
		<lastmod>2024-11-18T18:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/ofac-reaches-583000-settlement-resolve-ukrainian-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:14:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/california-dbo-reports-installment-consumer-lending-california-nonbanks-increased-68-percent-2019/</loc>
		<lastmod>2024-11-18T18:14:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/occ-revises-comptrollers-licensing-manual-4/</loc>
		<lastmod>2024-11-18T18:14:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/ftc-settles-student-debt-relief-operation-835000/</loc>
		<lastmod>2024-11-18T18:14:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/judicial-council-california-votes-end-temporary-eviction-and-judicial-foreclosure-rules/</loc>
		<lastmod>2024-11-18T18:14:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/nevada-dept-business-and-industry-extends-work-home-guidance-2/</loc>
		<lastmod>2024-11-18T18:14:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/2nd-circuit-no-bona-fide-error-defense-without-written-policies-avoid-error/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/court-approves-additional-settlements-cfpb-student-debt-relief-action/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/11th-circuit-sides-satellite-cable-provider-fcra-action/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-11/5th-circuit-omitting-favorable-credit-item-does-not-render-credit-report-misleading/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-14/va-issues-circular-loss-mitigation-options-cares-act-forbearance-cases/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-15/doj-settles-scra-action-florida-towing-company/</loc>
		<lastmod>2024-11-18T18:14:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-15/occ-outlines-risk-management-guidance-loan-purchases/</loc>
		<lastmod>2024-11-18T18:14:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-15/9th-circuit-upholds-50-million-order-ftc-action-against-publisher/</loc>
		<lastmod>2024-11-18T18:14:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-15/ofac-sanctions-russia-linked-individuals-interfering-elections/</loc>
		<lastmod>2024-11-18T18:14:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-15/sec-charges-participants-two-allegedly-fraudulent-icos/</loc>
		<lastmod>2024-11-18T18:14:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/senate-committee-revisits-need-federal-data-privacy-legislation/</loc>
		<lastmod>2024-11-18T18:14:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/occ-fdic-announce-disaster-relief-guidance-2/</loc>
		<lastmod>2024-11-27T20:17:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/cfpb-settles-eighth-lender-misleading-va-advertising/</loc>
		<lastmod>2024-11-18T18:14:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/fincen-removes-aml-exemption-non-federally-regulated-banks/</loc>
		<lastmod>2024-11-18T18:14:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/court-orders-investment-training-operation-pay-362-million-ftc-action/</loc>
		<lastmod>2024-11-18T18:14:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/cdbo-releases-proposed-commercial-financing-disclosure-regulations/</loc>
		<lastmod>2024-11-18T18:14:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/new-york-ag-settles-student-loan-debt-collector-600k/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/sec-issues-10-million-whistleblower-award/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-16/cftc-charges-multi-level-cryptocurrency-marketing-scheme/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/agencies-adopt-covid-19-rules-regulatory-capital-and-appraisals/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/doj-settles-texas-furniture-company-scra-violations/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/joint-settlement-requires-forgiveness-330-million-student-loans/</loc>
		<lastmod>2024-11-18T18:14:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/cfpb-outlines-plan-disclose-data-small-business-lending/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/fincen-releases-anprm-enhancing-aml-programs/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/csbs-announces-single-exam-money-transmitters/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/new-york-ag-settles-data-breach-lawsuit-national-coffee-chain/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/fannie-mae-updates-covid-19-selling-faqs/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/cfpb-denies-petition-set-aside-cid-cites-authority-seek-reasonably-relevant-information/</loc>
		<lastmod>2024-11-18T18:14:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/2nd-circuit-denies-arbitration-sandwich-chain-tcpa-action/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/nydfs-enforces-its-debt-collection-regulation-first-time/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/ofac-sanctions-russian-cybercriminals-168-million-crypto-scam/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-17/special-alert-hud-finalizes-new-disparate-impact-regulation/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-18/e-sign-modernization-bill-passes-senate-committee/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-18/fed-lenders-must-consider-pre-pandemic-condition-when-underwriting-main-street-lending-program-loans/</loc>
		<lastmod>2024-11-18T18:14:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-21/district-court-dismisses-six-ppp-agent-fee-class-actions/</loc>
		<lastmod>2024-11-18T18:14:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-21/california-department-real-estate-issues-faqs-regarding-licensing-process/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-21/new-york-governor-extends-moratorium-commercial-evictions/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-21/virginia-governor-announces-expansion-grant-program-small-businesses-nonprofits/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/fdic-hud-announce-oregon-wildfires-regulatory-and-disaster-relief/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/11th-circuit-class-action-incentive-fees-are-unlawful/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/california-ag-enters-privacy-settlement-fertility-tracking-mobile-app/</loc>
		<lastmod>2024-11-18T18:14:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/ofac-sanctions-hizballah-associated-lebanon-based-companies/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/ofac-settles-telecommunications-company-over-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/ofac-sanctions-iranian-cyber-threat-group/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/irs-lenders-should-not-report-ppp-debt-forgiveness/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-22/colorado-amends-executive-order-regarding-eviction-protections-2/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/special-alert-fincen-extends-aml-program-other-requirements-banks-without-federal-regulators/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/oklahoma-regulator-extends-working-home-guidance/</loc>
		<lastmod>2024-11-18T18:14:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/libor-based-loans-will-not-be-eligible-ginnie-mae-pooling/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/cfpb-settles-auto-lender-unfair-ldw-practices/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/ofac-issues-iran-nuclear-and-ballistic-missile-program-sanctions/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/sec-issues-two-separate-whistleblower-awards-totaling-over-265-million/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-23/oklahoma-regulator-amends-working-home-guidance/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/ofac-sanctions-individuals-supporting-maduro-regime/</loc>
		<lastmod>2024-11-18T18:14:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/asphalt-company-agrees-pay-over-16-million-settle-fcpa-charges/</loc>
		<lastmod>2024-11-18T18:14:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/ftc-settles-first-consumer-protection-case-against-voip-service-provider/</loc>
		<lastmod>2024-11-18T18:14:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/supplement-marketer-again-settles-ftc-over-negative-option-marketing/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/occ-banks-may-hold-stablecoins-reserve-accounts/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-24/fhfa-extends-covid-19-flexibilities-until-october-31/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/occ-announces-settlements-former-senior-executives-over-account-openings/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/district-court-allows-georgia-counties-disparate-impact-claims-proceed/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/9th-circuit-hola-preempts-california-interest-escrow-law/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/district-court-usury-claims-preempted-national-bank-act/</loc>
		<lastmod>2024-11-18T18:14:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/ftc-settles-company-posing-sba-lender/</loc>
		<lastmod>2024-11-18T18:14:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/fdic-announces-disaster-relief-connection-hurricane-sally/</loc>
		<lastmod>2024-11-18T18:14:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/california-ag-former-ftc-chairs-argue-about-federal-privacy-law-preemption-during-senate-committee-hearing/</loc>
		<lastmod>2024-11-26T22:09:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/sec-amends-whistleblower-program-rules-2/</loc>
		<lastmod>2024-11-18T18:14:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/fed-issues-anpr-cra-modernization/</loc>
		<lastmod>2024-11-18T18:14:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-25/ofac-amends-cacr-restrict-revenue-sources-cuban-regime/</loc>
		<lastmod>2024-11-18T18:14:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-28/rhode-island-regulator-extends-work-home-guidance-lenders/</loc>
		<lastmod>2024-11-18T18:14:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-29/ofac-settles-iranian-transactions-and-sanctions-regulations-violations/</loc>
		<lastmod>2024-11-18T18:14:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-29/district-court-no-scra-foreclosure-protections-servicemember-not-note/</loc>
		<lastmod>2024-11-18T18:14:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-29/district-court-ftc-allegations-fail-due-lack-credible-experts/</loc>
		<lastmod>2024-11-18T18:14:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-29/fdic-releases-august-enforcement-actions-3/</loc>
		<lastmod>2024-11-18T18:14:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-29/fincen-director-encourages-specificity-covid-19-sars-filings/</loc>
		<lastmod>2024-11-18T18:14:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-30/doj-lender-allegedly-violated-firrea-false-claims-act-forging-certifications-and-using-unqualified-underwriters/</loc>
		<lastmod>2024-11-18T18:14:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-30/federal-reserve-board-extends-measures-ensure-high-level-resilience-among-large-banks/</loc>
		<lastmod>2024-11-18T18:14:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-30/hud-oig-fha-mortgage-servicers-covid-19-information-still-misleading/</loc>
		<lastmod>2024-11-18T18:14:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-09-30/massachusetts-securities-division-extends-relief-certain-filing-requirements/</loc>
		<lastmod>2024-11-18T18:14:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/new-york-ag-takes-action-against-debt-collection-operation/</loc>
		<lastmod>2024-11-18T18:14:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/csbs-announces-first-msb-accreditation/</loc>
		<lastmod>2024-11-18T18:14:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/cftc-reaches-45-million-settlement-bank-over-lost-audio-files/</loc>
		<lastmod>2024-11-18T18:14:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/occ-releases-bank-supervision-operating-plan-fy-2021/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/hud-re-extends-procedures-address-section-232-mortgage-insurance-issues-2/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/federal-reserve-board-extends-temporary-actions-intraday-credit-availability/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/district-court-allows-some-claims-proceed-atm-fee-action/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/virginia-ag-reaches-12-million-settlement-internet-lender/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/california-enacts-student-loan-servicing-requirements/</loc>
		<lastmod>2024-11-18T18:14:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/ofac-sanctions-syrian-government-officials/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/sec-settles-ratings-agency-2-million-over-inadequate-policies/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-01/cfpb-ftc-and-states-announce-debt-collection-enforcement-operation/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/bank-settles-spoofing-charges-cftc-sec-and-doj-nearly-1-billion/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/district-court-dismisses-credit-card-usury-claims/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/sba-issues-notice-ppp-loan-ownership-changes/</loc>
		<lastmod>2024-11-18T18:14:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/hawaii-regulator-extends-authorization-reduced-office-hours-temporary-closures/</loc>
		<lastmod>2024-11-18T18:14:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/washington-amends-and-extends-proclamations-regarding-state-emergency-garnishments-and-accrual-interest/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/ffiec-adopts-revised-interagency-examination-procedures-tila/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/3rd-circuit-section-13b-ftc-act-does-not-give-agency-restitution-power/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/9th-circuit-splits-4th-circuit-concludes-arbitration-agreement-does-not-apply-acquired-company/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/certain-business-and-employment-ccpa-exemptions-extended-2022/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/california-dbo-now-department-financial-protection-and-innovation/</loc>
		<lastmod>2024-11-25T17:58:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/california-enacts-debt-collection-licensing-act/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/health-insurer-pay-48-million-resolve-2014-data-breach/</loc>
		<lastmod>2024-11-18T18:14:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-02/sec-has-record-setting-whistleblower-fiscal-year/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-05/sec-cares-act-federal-reserve-facilities-reduced-impact-covid-19-us-credit-market/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/cfpb-releases-trid-five-year-lookback-assessment/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/fed-issues-enforcement-order-bsaaml-and-ofac-regulation-compliance/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/fincen-ofac-issue-ransomware-advisories/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/fed-proposes-updates-capital-planning-requirements/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/fed-faqs-clarify-bank-control-structure-under-bhc-and-hola/</loc>
		<lastmod>2024-11-18T18:14:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/fcc-seeks-comment-tcpa-exemptions/</loc>
		<lastmod>2024-11-18T18:14:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/occ-issues-cra-compliance-resources/</loc>
		<lastmod>2024-11-18T18:14:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/california-allow-banks-service-licensed-cannabis-businesses/</loc>
		<lastmod>2024-11-18T18:14:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-06/new-jersey-now-accepting-student-loan-servicer-licenses-through-nmls/</loc>
		<lastmod>2024-11-18T18:14:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/cftc-charges-cryptocurrency-derivatives-platform-and-owners-aml-violations/</loc>
		<lastmod>2024-11-18T18:14:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/ofac-issues-amended-venezuela-related-general-license-and-faq-2/</loc>
		<lastmod>2024-11-18T18:14:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/ofac-reaches-58-million-settlement-resolve-cuban-assets-control-regulations-violations/</loc>
		<lastmod>2024-11-18T18:14:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/csbs-proposes-prudential-standards-state-licensed-nonbank-mortgage-servicers/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/4th-circuit-reverses-dismissal-respa-property-tax-suit/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/cfpb-outlines-application-process-early-termination-consent-orders/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-07/virginia-directs-additional-funds-rent-and-mortgage-relief/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/sba-simplifies-ppp-forgiveness-loans-under-50k/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/fincen-extends-fbar-filing-deadline-natural-disaster-victims-3/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/senate-democrats-question-cfpbs-lack-restitution-va-ad-settlements/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/district-court-no-subject-matter-jurisdiction-unconstitutional-tcpa-section/</loc>
		<lastmod>2024-11-18T18:14:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/district-court-certifies-another-respa-class-over-kickback-referrals/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/district-court-debt-collector-must-disclose-partial-payment-or-promise-pay-will-restart-statute-limitations/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/federal-banking-agencies-amend-capital-rules-encourage-support-recovery/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-08/fannie-mae-updates-covid-19-seller-faqs/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-09/us-supreme-court-continue-remote-oral-arguments-through-december/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-09/cfpb-offers-respa-guidance-msas/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-09/financial-services-firm-fined-400-million-risk-management-deficiencies/</loc>
		<lastmod>2024-11-18T18:14:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-09/new-york-regulator-permits-video-hearings/</loc>
		<lastmod>2024-11-18T18:14:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-09/csbs-discusses-cares-act-response-congressional-letter/</loc>
		<lastmod>2024-11-18T18:14:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-13/fincen-warns-covid-19-unemployment-insurance-fraud/</loc>
		<lastmod>2024-11-18T18:14:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-13/sba-clarifies-loan-forgiveness-application-deadline/</loc>
		<lastmod>2024-11-18T18:14:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-14/gses-give-more-covid-related-guidance/</loc>
		<lastmod>2024-11-18T18:14:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/cfpb-releases-annual-college-credit-card-report-3/</loc>
		<lastmod>2024-11-18T18:14:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/doj-cyber-digital-task-force-releases-cryptocurrency-enforcement-framework/</loc>
		<lastmod>2024-11-18T18:14:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/fed-recommends-derivatives-market-follow-ibor-fallback-protocol/</loc>
		<lastmod>2024-11-27T20:02:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/occ-fdic-announce-disaster-relief-guidance/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/fincen-federal-banking-agencies-provide-cip-program-relief/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/new-york-district-court-grants-interlocutory-appeal-request-escrow-interest-action/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/district-court-credit-reporting-restrictions-preempted-fcra/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/7th-circuit-no-fdcpa-liability-when-collection-letter-leaves-future-ambiguity/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/illinois-adopts-regulations-student-loan-servicers/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/csbs-and-others-release-ransomware-mitigation-tool/</loc>
		<lastmod>2024-11-18T18:14:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/ofac-sanctions-18-major-iranian-banks/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/ofac-sanctions-nicaraguan-bank-and-government-officials/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/brazilian-investment-company-agrees-pay-over-284-million-settle-fcpa-violations/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/debt-collector-settles-cfpb-15-million/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/g7-urges-financial-services-sector-mitigate-ransomware-attacks/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/cfpb-settles-auto-servicer-over-deceptive-practices/</loc>
		<lastmod>2024-11-18T18:14:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-15/financial-stability-board-outlines-global-stablecoin-recommendations/</loc>
		<lastmod>2024-11-18T18:14:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/california-modifying-ccpa-regs-again/</loc>
		<lastmod>2024-11-18T18:14:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/finra-postpones-person-arbitrations-and-mediations-until-2021/</loc>
		<lastmod>2024-11-18T18:14:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/cfpb-ftc-argue-ecoa-applicant-includes-those-existing-credit/</loc>
		<lastmod>2024-11-18T18:14:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/illinois-reissues-and-extends-several-covid-19-executive-orders-6/</loc>
		<lastmod>2024-11-18T18:14:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/maryland-issues-new-executive-order-regarding-foreclosures-and-repossessions/</loc>
		<lastmod>2024-11-18T18:14:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-16/new-mexico-renews-covid-19-health-emergency-and-impacted-executive-orders-through-november-13/</loc>
		<lastmod>2024-11-18T18:14:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-20/new-york-governor-extends-suspension-eviction-orders/</loc>
		<lastmod>2024-11-25T17:27:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-20/fha-extends-deadline-covid-19-loss-mitigation-options/</loc>
		<lastmod>2024-11-18T18:14:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-20/fdic-provides-relief-audit-reporting-requirements-triggered-stimulus-related-asset-growth/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-22/tennessee-suspends-certain-requirements-mlo-license-renewals-2021/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-22/oklahoma-regulator-extends-working-home-guidance-through-end-year/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/issuer-pays-5-million-penalty-unregistered-digital-offering/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/global-financial-institution-pays-29-billion-settle-malaysian-fcpa-conspiracy-and-bribery-charges/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/nydfs-issues-first-conditional-bitlicense/</loc>
		<lastmod>2024-11-18T18:14:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fhfa-extends-policy-allowing-gses-buy-mortgages-forbearance/</loc>
		<lastmod>2024-11-18T18:13:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fsb-releases-libor-transition-roadmap/</loc>
		<lastmod>2024-12-02T20:06:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/ftc-temporarily-halts-unlawful-debt-collection-operation/</loc>
		<lastmod>2024-11-18T18:13:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fdic-encourages-investment-mdis-and-cdfis/</loc>
		<lastmod>2024-11-18T18:13:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fhfa-extends-covid-19-flexibilities-until-november-30/</loc>
		<lastmod>2024-11-18T18:13:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fatf-adopts-new-proliferation-financing-standards-addresses-covid-19-cybercrime/</loc>
		<lastmod>2024-11-18T18:13:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/sec-issues-800000-whistleblower-award-after-reconsideration/</loc>
		<lastmod>2024-11-18T18:13:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/ofac-reaches-41-million-settlement-holding-company-resolve-iranian-transactions-and-sanctions-regulations-violations/</loc>
		<lastmod>2024-11-18T18:13:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/ofac-sanctions-al-qaida-facilitator/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fincen-outlines-human-trafficking-red-flags-financial-institutions/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/nydfs-host-first-ever-virtual-currency-techsprint/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/new-jersey-charges-student-loan-servicer-deceptive-collection-practices/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/nydfs-urges-regulating-social-media-companies-following-hacks/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/agencies-propose-codifying-supervisory-guidance-lacks-force-law/</loc>
		<lastmod>2024-11-18T18:13:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/cfpb-extends-gse-patch/</loc>
		<lastmod>2024-11-25T18:27:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/federal-bank-regulatory-agencies-release-two-final-rules-supporting-large-banks/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fhfa-proposes-rule-new-gse-products/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/cfpb-releases-hmda-2021-reference-chart/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-23/fincen-penalizes-first-bitcoin-mixer-60-million-violating-bsa/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-26/washington-department-financial-institutions-extends-work-home-guidance/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/texas-office-consumer-credit-updates-guidance-regulated-lenders-2/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/texas-office-consumer-credit-updates-guidance-urging-motor-vehicle-sales-finance-licensees-work-borrowers-3/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/texas-office-consumer-credit-updates-guidance-urging-credit-access-businesses-work-borrowers-2/</loc>
		<lastmod>2024-11-18T18:13:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/texas-office-consumer-credit-updates-guidance-urging-property-tax-lenders-work-borrowers-2/</loc>
		<lastmod>2024-11-18T18:13:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/senator-brown-objects-bureaus-sefl-reorganization-proposal/</loc>
		<lastmod>2024-11-18T18:13:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/federal-agencies-will-not-recommend-specific-libor-replacement-rate/</loc>
		<lastmod>2024-11-27T20:05:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/fdic-announces-hurricane-and-wildfire-relief/</loc>
		<lastmod>2024-11-18T18:13:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/cfpb-issues-anpr-consumer-access-financial-records/</loc>
		<lastmod>2024-11-18T18:13:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/9th-circuit-affirms-arbitration-putative-class-action-against-cra/</loc>
		<lastmod>2024-11-18T18:13:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/fed-targets-flood-insurance-violations-3/</loc>
		<lastmod>2024-11-18T18:13:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/ofac-sanctions-hizballah-council-members/</loc>
		<lastmod>2024-11-18T18:13:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/ofac-sanctions-iranian-entities-connected-irgc-qf/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/whistleblower-receives-record-114-million-award/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-27/parties-file-unopposed-settlement-requiring-credit-union-pay-16-million-resolve-insufficient-funds-fee-lawsuit/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-28/cfpb-releases-education-ombudsmans-annual-report-4/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-28/fha-issues-mortgagee-letter-extending-guidance-employment-reverification-and-appraisals/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-28/california-extends-measures-provide-regulatory-relief-reduce-covid-19-impact/</loc>
		<lastmod>2024-11-18T18:13:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/ofac-sanctions-iranian-ministry-petroleum-and-others-irgc-qf-support/</loc>
		<lastmod>2024-11-18T18:13:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/nonbank-lender-argues-cfpb-redlining-action-flawed/</loc>
		<lastmod>2024-11-18T18:13:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/occ-finalizes-true-lender-rule/</loc>
		<lastmod>2024-11-18T18:13:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/occ-issues-concentrations-credit-booklet-updating-comptrollers-handbook/</loc>
		<lastmod>2024-11-18T18:13:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/cfpb-settles-bank-hmda-filing-errors/</loc>
		<lastmod>2024-11-18T18:13:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/occ-says-banks-affected-hurricane-zeta-may-close/</loc>
		<lastmod>2024-11-27T20:35:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/ofac-sanctions-russian-government-research-institution-connected-malware/</loc>
		<lastmod>2024-11-18T18:13:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/ofac-amends-cacr-remove-certain-remittance-related-general-authorizations/</loc>
		<lastmod>2024-11-18T18:13:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/cfpb-urges-court-reject-challenge-payday-rules-payment-provisions/</loc>
		<lastmod>2024-11-18T18:13:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/38-state-ags-argue-broad-tcpa-autodialer-definition/</loc>
		<lastmod>2024-11-18T18:13:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/agencies-propose-lowering-threshold-certain-fund-transfers-and-transmittals-funds-under-bank-secrecy-act/</loc>
		<lastmod>2024-11-18T18:13:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/doj-reaches-25-million-settlement-mortgage-lender-resolve-false-claims-allegations/</loc>
		<lastmod>2024-11-18T18:13:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-29/cfpb-settles-ninth-lender-misleading-va-advertising/</loc>
		<lastmod>2024-11-18T18:13:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/distilled-beverage-company-settles-fcpa-charges-19-million/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/california-state-bar-committee-addresses-litigation-funding/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/court-stays-huds-di-rule/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/dfpi-addresses-mta-licensing-new-letter/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/split-en-banc-11th-circuit-vacates-63-million-facta-settlement/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/merchant-cash-advance-providers-move-dismiss-ftc-allegations-deceptive-and-unfair-conduct/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/divided-fcc-says-net-neutrality-reversal-wont-hurt-public-safety/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/fed-lowers-main-street-lending-program-minimum-loan-size/</loc>
		<lastmod>2024-11-18T18:13:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-10-30/cfpb-finalizes-certain-debt-collection-rules/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/district-court-national-bank-agrees-obtain-customer-consent-covid-19-forbearance-placement/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/sec-issues-two-separate-whistleblower-awards-totaling-over-38-million/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/ofac-warns-sanctions-risks-high-value-artwork/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/ofac-sanctions-entities-iranian-petrochemical-sales/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/nydfs-regulated-financial-institutions-must-manage-climate-change-related-financial-risks/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/online-bank-reaches-settlement-customers-over-service-disruption/</loc>
		<lastmod>2024-11-18T18:13:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/trade-group-sues-cfpb-over-payday-repeal/</loc>
		<lastmod>2024-11-18T18:13:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/agencies-outline-standards-strengthening-operational-resilience/</loc>
		<lastmod>2024-11-18T18:13:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-02/cfpb-finalizes-rule-confidential-information-disclosures/</loc>
		<lastmod>2024-11-18T18:13:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-03/court-dismisses-fca-action-against-national-bank/</loc>
		<lastmod>2024-11-18T18:13:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-04/cfpb-settles-payment-plan-company-over-deceptive-sales-practices/</loc>
		<lastmod>2024-11-18T18:13:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-04/occ-exempts-certain-qfcs-express-recognition-requirements/</loc>
		<lastmod>2024-11-18T18:13:46+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-04/2nd-circuit-vacates-dismissal-cfpb-action-following-seila/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-04/another-district-court-dismisses-tcpa-action-lack-jurisdiction/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-05/court-orders-sba-release-more-ppp-and-eidl-information/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/cfpb-charges-lender-misrepresenting-loan-risks/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/cfpb-and-south-carolina-settle-loan-broker-veteran-pension-loans/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/north-carolina-appeals-court-original-creditors-intent-required-assignment-arbitration-rights/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/maryland-appeals-court-reverses-dismissal-property-inspection-fee-case/</loc>
		<lastmod>2024-11-18T18:13:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/nebraska-voters-approve-initiative-capping-payday-loan-aprs-36-percent/</loc>
		<lastmod>2024-11-18T18:13:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/california-voters-approve-expanded-privacy-rights/</loc>
		<lastmod>2024-11-26T22:06:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/bank-gets-nal-cfpb-using-small-dollar-template/</loc>
		<lastmod>2024-11-18T18:13:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/fed-report-highlights-banks-covid-19-responses/</loc>
		<lastmod>2024-11-18T18:13:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-06/rhode-island-division-banking-issues-guidance-workplace-practices-mitigate-spread-covid-19/</loc>
		<lastmod>2024-11-18T18:13:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-09/occ-warns-key-banking-risks/</loc>
		<lastmod>2024-11-18T18:13:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-09/cfpb-will-not-alter-credit-reporting-guidance-deadline-relief/</loc>
		<lastmod>2024-11-18T18:13:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-09/virginia-stays-residential-foreclosure-proceedings/</loc>
		<lastmod>2024-11-18T18:13:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/cfpb-takes-action-against-debt-relief-and-debt-settlement-companies/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/ftc-issues-final-order-skincare-company-false-reviews/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/cfpb-reports-debt-trends-young-veterans-leaving-service/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/agencies-issue-joint-statement-libor-transition/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/occs-directors-toolkit-updates-corporate-governance-responsibilities/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/occ-addresses-cra-provisions-and-faqs/</loc>
		<lastmod>2024-11-18T18:13:42+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/2nd-circuit-payment-demand-debt-collection-letter-overshadows-validation-notice/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/fincen-renews-gtos-covering-12-metropolitan-areas-4/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/ofac-sanctions-lebanese-government-official-corruption/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/fincen-updates-fatf-identified-jurisdictions-amlcft-deficiencies/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-11/sec-issues-two-separate-whistleblower-awards-totaling-over-43-million/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/fed-targets-flood-insurance-violations-2/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/gses-approve-continued-use-classic-fico/</loc>
		<lastmod>2024-11-18T18:13:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/ftc-requires-video-conferencing-provider-improve-security-safeguards/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/fha-proposes-private-flood-insurance-option/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/district-court-holds-no-private-right-action-under-e-sign-act/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/ofac-sanctions-network-procuring-goods-iranian-military-firm/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-12/ofac-sanctions-syrian-individuals-and-entities/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/new-york-requires-financial-institutions-provide-written-notice-prior-charging-account-inactivity-fees/</loc>
		<lastmod>2024-11-18T18:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/fhfa-extends-gses-ability-buy-mortgages-forbearance/</loc>
		<lastmod>2024-11-18T18:13:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/regulators-update-senate-covid-19/</loc>
		<lastmod>2024-11-18T18:13:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/9th-circuit-affirms-dismissal-banks-quiet-title-action-against-hoa/</loc>
		<lastmod>2024-11-18T18:13:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/illinois-governor-suspends-consumer-garnishment-and-wage-deductions/</loc>
		<lastmod>2024-11-18T18:13:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-13/illinois-extends-prohibition-residential-evictions/</loc>
		<lastmod>2024-11-18T18:13:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-15/fsb-address-covid-19-impact-global-financial-stability/</loc>
		<lastmod>2024-11-18T18:13:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-16/another-district-court-dismisses-ppp-agent-fee-class-action/</loc>
		<lastmod>2024-11-18T18:13:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-16/texas-office-consumer-credit-updates-guidance-regulated-lenders/</loc>
		<lastmod>2024-11-18T18:13:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-16/texas-office-consumer-credit-updates-guidance-urging-motor-vehicle-sales-finance-licensees-work-borrowers-2/</loc>
		<lastmod>2024-11-18T18:13:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-16/texas-office-consumer-credit-updates-guidance-urging-credit-access-businesses-work-borrowers/</loc>
		<lastmod>2024-11-18T18:13:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-16/texas-office-consumer-credit-updates-guidance-urging-property-tax-lenders-work-borrowers/</loc>
		<lastmod>2024-11-18T18:13:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/representatives-question-occs-cryptocurrency-and-stablecoin-efforts/</loc>
		<lastmod>2024-11-18T18:13:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/new-york-requires-clear-and-conspicuous-consumer-notice-prior-auto-renewal-contracts/</loc>
		<lastmod>2024-11-18T18:13:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/cfpb-seeks-comment-payday-loan-disclosure-testing/</loc>
		<lastmod>2024-11-18T18:13:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/cfpb-reports-payment-information-furnishing/</loc>
		<lastmod>2024-11-18T18:13:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/president-trump-issues-executive-order-prohibiting-securities-investments-finance-chinese-military-companies/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/cfpb-settles-debt-collector-over-credit-reporting-violations/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/sec-awards-11-million-whistleblower/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-17/fhfa-further-extends-covid-19-flexibilities-until-december-31/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/fannie-mae-updates-code-covid-19-deferrals/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/sec-charges-bank-execs-over-sales-compensation-practices/</loc>
		<lastmod>2024-11-18T18:13:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/fdic-announces-disaster-relief-puerto-rico/</loc>
		<lastmod>2024-11-18T18:13:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/cfpb-colorado-ag-host-innovation-office-hours/</loc>
		<lastmod>2024-11-18T18:13:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/occs-final-rule-amends-licensing-requirements/</loc>
		<lastmod>2024-11-18T18:13:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/court-stays-ppp-and-eidl-borrower-disclosure/</loc>
		<lastmod>2024-11-18T18:13:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-18/ofac-issues-amended-venezuela-related-general-license/</loc>
		<lastmod>2024-11-18T18:13:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-19/nydfs-announces-cybersecurity-toolkit-small-businesses/</loc>
		<lastmod>2024-11-18T18:13:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-19/maryland-ag-obtains-26-million-student-debt-relief/</loc>
		<lastmod>2024-11-18T18:13:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-19/trump-nominate-brooks-comptroller/</loc>
		<lastmod>2024-11-18T18:13:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/ofac-sanctions-network-financially-contributing-supreme-leader-iran/</loc>
		<lastmod>2024-11-18T18:13:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/agencies-finalize-certain-2021-thresholds/</loc>
		<lastmod>2024-11-18T18:13:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/fhfa-finalizes-gse-capital-framework/</loc>
		<lastmod>2024-11-18T18:13:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/ftc-says-mobile-banking-app-deceptive/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/treasury-expenses-paid-ppp-loans-are-not-deductible/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/washington-governor-extends-suspension-consumer-garnishment/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-20/agencies-provide-regulatory-relief-community-banks/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-24/sba-must-release-ppp-and-eidl-borrower-information-december-1/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-25/hud-issues-mortgage-letters-extending-temporary-guidance-permitting-endorsement-despite-forbearance-and-guidance-self-employment-and-rental-income/</loc>
		<lastmod>2024-11-18T18:13:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-30/texas-agencies-issue-revised-emergency-guidance-home-equity-lenders/</loc>
		<lastmod>2024-11-18T18:13:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-30/texas-regulators-update-emergency-related-home-equity-lending-guidance/</loc>
		<lastmod>2024-11-18T18:13:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-11-30/fed-extends-some-covid-19-lending-facilities-through-march-2021/</loc>
		<lastmod>2024-11-18T18:13:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/occ-releases-recent-enforcement-actions-5/</loc>
		<lastmod>2024-11-18T18:13:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/cfpb-settles-auto-loan-company-over-deceptive-sales-practices/</loc>
		<lastmod>2024-11-18T18:13:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/ftc-reaches-62-million-settlement-student-loan-debt-relief-operation/</loc>
		<lastmod>2024-11-18T18:13:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/feds-final-rule-modifies-assessment-fees-large-financial-companies/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/fincen-federal-banking-agencies-clarify-cdd-requirements-charities-and-non-profit-organizations/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/occ-updates-comptrollers-licensing-manual/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-01/california-dfpi-issues-mca-enforcement-action-covering-future-receivables/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/fhfa-extends-foreclosure-moratorium/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/cfpb-charges-debt-relief-company-and-owners/</loc>
		<lastmod>2024-11-18T18:13:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/cfpb-releases-enforcement-database/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/occs-proposed-rule-would-ensure-fair-access-financial-services/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/fhfa-increases-conforming-loan-limits-2021/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/fdic-releases-october-enforcement-actions-3/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-02/occ-proposes-cra-performance-standards/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/ftc-charges-company-passive-debt-collection/</loc>
		<lastmod>2024-11-18T18:13:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/agencies-cease-libor-based-contracts-soon-practicable/</loc>
		<lastmod>2024-11-18T18:13:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/cfpb-finalizes-advisory-opinions-policy-issues-two-opinions/</loc>
		<lastmod>2024-11-18T18:13:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/occ-finalizes-regulatory-requirements-covered-institutions/</loc>
		<lastmod>2024-11-18T18:13:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/1st-circuit-original-creditors-arbitration-agreement-applies-debt-buyer/</loc>
		<lastmod>2024-11-18T18:13:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/ofac-sanctions-entities-assisting-north-korean-regime/</loc>
		<lastmod>2024-11-18T18:13:26+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/cfpb-issues-automated-underwriting-nal-fintech/</loc>
		<lastmod>2024-11-18T18:13:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/occ-publishes-volcker-rule-quantitative-measurement-instructions/</loc>
		<lastmod>2024-11-18T18:13:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-03/ofac-sanctions-chinese-tech-company-supporting-maduro-regime/</loc>
		<lastmod>2024-11-18T18:13:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/sec-announces-whistleblower-awards-totaling-over-69-million/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/district-court-advances-cfpb-action-against-bank-alleged-tila-cfpa-violations/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/9th-circuit-vacates-summary-judgment-bankruptcy-fdcpa-action/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/occ-releases-2021-fees-and-assessments-schedule/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/cfpb-charges-debt-settlement-company-tsr-and-cfpa-violations-2/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/occ-fines-bank-250-million-inadequate-fiduciary-controls/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/nebraska-dept-banking-and-finance-updates-guidance-temporary-branch-relocations/</loc>
		<lastmod>2024-11-18T18:13:24+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-04/dfpi-certain-bitcoin-atms-not-subject-mta-licensure/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-07/oklahoma-extends-working-home-guidance/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-07/ginnie-mae-extends-temporary-relief-delinquency-threshold-requirement-through-july-2021/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-08/special-alert-federal-and-state-authorities-take-significant-actions-address-mortgage-servicing-concerns/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-08/sba-issues-tax-guidance-section-1112-cares-act/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-08/georgia-executive-order-requires-telework-virtual-conduct-business/</loc>
		<lastmod>2024-11-18T18:13:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-08/energy-firms-us-affiliate-agrees-pay-135-million-settle-fcpa-violations-cftc-and-doj/</loc>
		<lastmod>2024-11-18T18:13:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/fannie-and-freddie-issue-covid-19-servicing-updates/</loc>
		<lastmod>2024-11-18T18:13:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/sba-addresses-loan-necessity-questionnaire-review-process/</loc>
		<lastmod>2024-11-18T18:13:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/va-proposes-partial-claim-payment-program/</loc>
		<lastmod>2024-11-18T18:13:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/sec-issues-whistleblower-awards-totaling-nearly-3-million/</loc>
		<lastmod>2024-11-18T18:13:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/ofac-sanctions-supporter-iranian-chemical-weapons-research/</loc>
		<lastmod>2024-11-18T18:13:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/fsoc-annual-report-highlights-covid-19-impact-financial-stability/</loc>
		<lastmod>2024-11-18T18:13:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/cfpb-charges-online-lender-mla-violations/</loc>
		<lastmod>2024-11-18T18:13:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/fed-issues-supervisory-letter-covering-appeals-process/</loc>
		<lastmod>2024-11-18T18:13:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/district-court-denies-dismissal-and-stay-cfpb-action/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/restaurant-chain-pay-sec-125000-misleading-covid-19-disclosures/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/2nd-circuit-sec-within-authority-bring-actions-sar-failings/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/satellite-company-pay-over-200-million-telemarketing-violations/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/court-enters-41-million-default-judgment-against-student-debt-relief-operators/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-09/waters-recommends-biden-reverse-several-trumps-actions/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/fhfa-extends-covid-19-flexibilities-until-january-31/</loc>
		<lastmod>2024-11-18T18:13:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/finra-fines-firm-aml-and-due-diligence-violations/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/ofac-sanctions-entities-assisting-north-korean-coal-exportation/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/ofac-sanctions-entities-connected-irgc-qf-2/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/house-passes-ndaa-significant-amlcft-provisions/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/cfpb-reaches-settlement-unlicensed-debt-collector/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/new-jersey-charges-mca-provider-deceptive-practices/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-10/virginia-issues-modified-stay-home-order-identifying-banks-and-financial-institution-essential-retail-businesses/</loc>
		<lastmod>2024-11-18T18:13:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/cfpb-sues-debt-collection-company-used-da-letterhead-threaten-consumers/</loc>
		<lastmod>2024-11-18T18:13:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/agencies-announce-several-resolution-plan-actions/</loc>
		<lastmod>2024-11-18T18:13:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/eleventh-circuit-affirms-ruling-tcpa-re-consent-case/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/cfpb-releases-fall-2020-rulemaking-agenda/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/california-proposes-modifying-ccpa-regs-again/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/cfpb-amends-general-qm-loan-definition-creates-definition-seasoned-qms/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-11/illinois-reissues-and-extends-several-covid-19-executive-orders-5/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-14/bipartisan-covid-19-legislation-includes-new-ppp-funding/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-14/nevada-governor-issues-emergency-directive-regarding-evictions/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/special-alert-cfpb-redefines-qualified-mortgage-gse-patch-expire/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/ftc-settles-payment-processor-fraud/</loc>
		<lastmod>2024-11-18T18:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/senate-passes-ndaa-significant-aml-provisions/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/cfpb-and-arkansas-ag-settle-company-failing-provide-risk-based-pricing-notices/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/agencies-provide-no-action-relief-facilitate-transfers-certain-legacy-swaps/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/court-denies-arbitration-bid-tribal-loan-usury-action/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/fincen-clarifies-financial-crime-information-sharing-program/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/court-lender-does-not-owe-ppp-fees-law-firm/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-15/minnesota-regulator-issues-telework-guidance/</loc>
		<lastmod>2024-11-18T18:13:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-16/fed-extends-temporary-repurchase-agreement-facility-through-september-2021/</loc>
		<lastmod>2024-11-18T18:13:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-16/fed-will-maintain-federal-funds-rates-due-covid-19-effects/</loc>
		<lastmod>2024-11-18T18:13:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/maryland-extends-restrictions-repossessions-and-residential-foreclosures/</loc>
		<lastmod>2024-11-18T18:13:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/treasury-submits-hong-kong-autonomy-act-report-congress/</loc>
		<lastmod>2024-11-18T18:13:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/ofac-announces-hong-kong-related-designations-2/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/ofac-releases-new-non-sdn-sanctions-reference-tool/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/ftc-orders-social-media-and-video-streaming-companies-provide-data-privacy-practices/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/federal-and-state-authorities-target-income-scams/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/fcc-contractors-must-get-consent-make-robocalls-under-tcpa/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-17/sec-awards-whistleblower-audit-responsibilities-more-300000/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/ftc-settles-mortgage-analytics-company-over-vendor-oversight-deficiencies/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/fdic-approves-final-brokered-deposits-rule-clarifies-fintech-partnerships/</loc>
		<lastmod>2024-11-18T18:13:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/agencies-propose-computer-security-incident-notification-rule/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/cfpb-report-anticipates-data-collection-small-business-lending/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/fdic-finalizes-industrial-bank-rules/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/agencies-proposes-sar-filing-exemptions/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/8th-circuit-vacates-fdcpa-judgment-against-debt-buyer/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/irish-data-protection-commission-fines-us-social-networking-company-violating-gdpr/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/court-enters-judgments-against-multiple-defendants-cfpb-debt-relief-action/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/court-enters-nearly-90-million-default-judgment-against-student-debt-relief-defendants/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/ofac-sanctions-entities-supporting-sale-iranian-petrochemicals/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/massachusetts-targets-trading-platform-aggressive-tactics/</loc>
		<lastmod>2024-11-18T18:13:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/ftc-settles-company-data-security-lapses/</loc>
		<lastmod>2024-11-18T18:13:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/cfpb-finalizes-debt-collection-disclosure-rules/</loc>
		<lastmod>2024-11-18T18:13:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-18/new-york-eases-eligibility-requirements-rental-assistance/</loc>
		<lastmod>2024-11-18T18:13:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-21/fha-extends-covid-19-foreclosure-moratorium-and-other-flexibilities-2/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-22/rhode-island-extends-its-work-home-provisions-lenders/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-22/fannie-mae-extends-covid-19-forbearance-delegation-multi-family-units-through-march-2021/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-28/hud-re-extends-procedures-address-section-232-mortgage-insurance-issues/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-28/va-re-extends-foreclosure-and-eviction-moratorium-borrowers-affected-covid-19/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-28/new-york-enacts-moratorium-covid-related-evictions-and-foreclosures/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2020-12-31/colorado-prohibits-late-rent-payment-fees/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-04/washington-extends-garnishment-protection-federal-stimulus-payments/</loc>
		<lastmod>2024-11-18T18:13:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/ofac-designates-cuban-state-owned-businesses-evading-us-sanctions/</loc>
		<lastmod>2024-12-02T21:38:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/cfpb-announces-55-million-loss-mitigation-settlement/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/cfpb-settles-auto-loan-company-inaccurate-furnishing/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/occ-clarifies-dodd-frank-preemption-standards/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/ofac-sanctions-syrian-entities-issues-faqs/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/fhfa-seeks-implement-minimum-gse-liquidity-and-funding-requirements/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-05/agencies-release-annual-cra-asset-size-threshold-adjustments-3/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-06/another-court-dismisses-ppp-agent-fees-suit/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/cfpb-reaches-settlement-remittance-transfer-provider/</loc>
		<lastmod>2024-11-18T18:13:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/cfpb-releases-annual-hmda-and-tila-adjustments-2/</loc>
		<lastmod>2024-11-18T18:13:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/fed-targets-swiss-bank-bsaaml-compliance-deficiencies/</loc>
		<lastmod>2024-11-18T18:13:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/cfpb-issues-advisory-opinion-special-purpose-credit-programs/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/9th-circuit-affirms-dismissal-data-breach-class-action-against-online-payment-firm/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/ofac-sanctions-biometric-technology-company-supporting-maduro-regime/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/ofac-sanctions-nicaraguan-officials-supporting-ortega-regime/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/occ-finalizes-activities-and-operations-amendments/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/ofac-sanctions-central-bank-syria-and-syrian-officials/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-07/new-york-attorney-general-instructs-law-enforcement-eviction-role/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/texas-adopts-rules-covering-mortgage-licensee-requirements/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/illinois-reissues-and-extends-several-covid-19-executive-orders-4/</loc>
		<lastmod>2024-11-18T18:13:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/cfpb-reaches-2-million-settlement-installment-lender-mla-efta-violations/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/cfpb-issues-two-new-cas-approval-orders/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/fincen-proposes-new-reporting-requirements-certain-cvc-and-digital-asset-transactions/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/fincen-warns-financial-institutions-about-covid-19-vaccine-related-scams-and-cyberattacks/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/occ-banks-may-use-independent-node-verification-networks-and-stablecoins-payment-activities/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/9th-circuit-reaffirms-order-enforcing-seila-cid/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/court-grants-preliminary-approval-ccpa-class-action-settlement/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/csbs-challenges-occs-pending-fintech-charter/</loc>
		<lastmod>2024-11-18T18:13:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/state-ags-reach-2-million-settlement-resolve-data-breach/</loc>
		<lastmod>2024-11-18T18:13:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/sec-issues-whistleblower-awards-totaling-over-52-million/</loc>
		<lastmod>2024-11-18T18:13:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/sba-issues-notice-detailing-remittance-eidl-advances/</loc>
		<lastmod>2024-11-18T18:13:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/ofac-settles-digital-asset-company-over-multiple-sanctions-violations/</loc>
		<lastmod>2024-11-18T18:13:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/ofac-sanctions-additional-actors-iranian-steel-sector/</loc>
		<lastmod>2024-11-18T18:13:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>https://infobytes.orrick.com/2021-01-08/ofac-issues-faqs-eo-prohibiting-investments-supporting-chinese-military-companies/</loc>
		<lastmod>2024-11-18T18:13:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
</urlset><!-- Request ID: 8c458d9b70154cad21509f3a6d923931; Queries for sitemap: 2; Total queries: 2; Seconds: 0.11; Memory for sitemap: 1KB; Total memory: 8MB -->
